Say hello to a new three tier pricing structure for five year fixed rate mortgages. Hi ratio mortgages will still enjoy the lowest rates. 30 year amortization periods for conventional mortgages will be subject to a premium in many cases – up to 0.15%

Rob McLister of Canadian Mortgage Trends has done a tremendous job in capturing all the changes to mortgage rates and structures which took place overnight. A must read.

Tip of the Day

If you want your credit card issuer to treat you like a star, make more than one payment every month; pay the balance in full; and don’t even wait for your statement to do so.

— Money Matter № 105
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