Yesterday’s mid day appointment arrived in despair. He has been working with his bank, and various other “connections” to secure a mortgage on a new condo he is buying May 28. So far, everyone has declined him, even though he can put up a $100,000 down payment on a purchase price of only $260,000. Why? …
Dear Ross, I finished college in 2007, and now I am going back to school in September as a mature student. My OSAP application has been rejected completely, because I am in a consumer proposal. I never ever had a late payment on my previous OSAP, and I have continued to make regular monthly payments. …
Hi Ross, I have gotten myself into a pickle. I owe $60,000 on my personal line of credit and two credit cards. I cannot repay this in my lifetime or the next. But I still have two more credit cards with available credit of $40,000. Someone told me I should spend this money first – …
Dear Ross, three years ago we were involved in a serious car crash, and I sustained permanent injuries. I have been unable to work since then. We have exhausted all our financial resources keeping things afloat, and now even my Canada Pension Plan (CPP) is being withheld from me because of the income tax arrears …
Hi Ross, I am a local realtor and have been struggling for the past few years. I have some debts that I can not pay plus I owe the government back taxes. I can not get ahead as they are taking 50% of my income every deal. Can I declare bankruptcy and include back taxes …
| 1 yr | Fixed, closed | 2.65% |
| 2 yr | Fixed, closed | 2.69% |
| 3 yr | Fixed, closed | 2.65% |
| 4 yr | Fixed, closed | 2.99% |
| 5 yr | Fixed, closed * | 2.84% |
| 5 yr | Variable, closed | 2.65% |
| 10 yr | Fixed, closed | 3.69% |
| LOC | Variable, open | 3.50% |
| Bank Prime | 3.00% | |
| Today's Specials | ||
| 5 yr | Variable, closed | 2.60% |
 |
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| See Terms | ||
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