Dear Ross, I finished college in 2007, and now I am going back to school in September as a mature student. My OSAP application has been rejected completely, because I am in a consumer proposal. I never ever had a late payment on my previous OSAP, and I have continued to make regular monthly payments. …
Hi Ross, I have gotten myself into a pickle. I owe $60,000 on my personal line of credit and two credit cards. I cannot repay this in my lifetime or the next. But I still have two more credit cards with available credit of $40,000. Someone told me I should spend this money first – …
Hi Ross, my wife and I have a joint MasterCard with a $25,000 limit, and we are maxed out. I have several other significant debts and I plan to enter into a consumer proposal. My wife is petrified her credit history will be adversely affected by this. In fact, she wants to pay the whole …
Dear Ross, three years ago we were involved in a serious car crash, and I sustained permanent injuries. I have been unable to work since then. We have exhausted all our financial resources keeping things afloat, and now even my Canada Pension Plan (CPP) is being withheld from me because of the income tax arrears …
Dear Ross, my husband and I have a joint line of credit at the bank, and he is about to file a consumer proposal. How will this affect my credit history, and how much of the $25,000 balance owing will I be expected to repay? R.M., Burlington, Ontario These are very good questions Rita. I …
| 1 yr | Fixed, closed | 2.65% |
| 2 yr | Fixed, closed | 2.69% |
| 3 yr | Fixed, closed | 2.65% |
| 4 yr | Fixed, closed | 2.99% |
| 5 yr | Fixed, closed * | 2.84% |
| 5 yr | Variable, closed | 2.65% |
| 10 yr | Fixed, closed | 3.69% |
| LOC | Variable, open | 3.50% |
| Bank Prime | 3.00% | |
| Today's Specials | ||
| 5 yr | Variable, closed | 2.60% |
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| See Terms | ||
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