You can trust the process with our twenty-five years of experience in offering support for difficult mortgages and debt relief solutions for any financial situation.
Difficult mortgages are our specialty. If your credit history is damaged, or you are self-employed, or you have lots of personal debts, we can help you. And in most cases, we are paid by the lender.
Each of our clients requires a mortgage solution that is tailored to match their individual needs and circumstances. However, our formula always remains consistent, effective and reliable. Our client testimonials and case studies say it all. We appreciate and value your feedback and look forward to assisting you in relieving your financial stress.
It was very nice dealing with Ross. I feel like he went out of his way to find the best mortgage deal for our situation. He was professional yet very easy-going and always easy to reach whenever we needed anything. He will also make sure to proactively follow up and find you whenever your inputs or any information is required to facilitate your case, so we never felt the need to worry or follow up with him on anything. Overall very pleased with the smooth transaction.
Ross was very helpful, my wife and I had never gone through this process before. He was able to explain everything and answer any questions we had. He was always available even when we had closing and questions after hours. I will definitely recommend Ross to others.
Thank you Ross for your patience, help and guidance for the seven years I have known you. Without Ross, I would not be enjoying this beautiful home. Ask Ross – he’s the boss!
I’ve used Ross Taylor & Associates more than once now to secure a brand new mortgage, as well as refinance. I was very happy with the service on all occasions. Ross was always available on short notice, gave me valuable advice on all the options available, and recommended other products and alternatives. He kept the process streamlined and simple, and stayed on point with his requests most of the time.
I will definitely work with him again in the future.
Thank you so much for everything Ross. This was definitely a “model” refinancing in my books, we couldn’t have hoped for more from a mortgage professional. I feel very fortunate that I stumbled across your “Ask Ross” site and will always remember how surprised I was to receive such a through and detailed response to my question. We will never hesitate to refer family and friends to you and would always reach out to you in the future for mortgage guidance.
After so much bad advice throughout the years Ross was a breath of fresh air, stress-free, no upselling – he made us feel comfortable. Ross never presumed anything. He would advise us and let us set our goals. He shared with us his own humble experiences that put him on the right track. He truly humanized the experience. We know if we ever need to refinance or find a new mortgage we will definitely ASK ROSS ……Thank you Ross
Hi Ross, it appears that things are wrapped up. I just wanted to take a minute to express my deep appreciation for your help and guidance over the past couple of months. You and Sarah have certainly help to make the process not just easy but possible. It was such a relief after our first conversation to know that I had someone who is willing and able to provide reasonable options and coherent information so that I could make a plan on how to address my situation. As you will know it was an incredibly stressful position to be in and I thank you for helping me. I guess I will look forward to hearing from you in about a year when it comes time to look at the situation again. Thanks so much. Have a great day.
Ross is a great financial consultant and credit counselor. His advice helped me and my family, and we are very grateful. He is very personable, has great customer service skills and very good knowledge of his work field. Thank you Ross, for all your help and advice, it’s much appreciated. Ross is also a published author, and I enjoy reading his work regularly.
Working with Ross has made us feel so at ease. It lessened our worries that Ross was working so hard on our behalf. His positive and calm demeanor made us feel comfortable from the get go. His advice was spot on as he was upfront and honest with us. I truly appreciate all he has done for us. From the bottom of hearts, thank you, thank you!
Ross provided us with everything we needed. There was no pressure. He made us feel at ease with every move along the way. He broke down every myth we ever heard about debt and mortgages, and he gave us options. I have to say that the experience was stress free and we will always ASK ROSS first. Thanks Ross!
Ross has been very helpful with advice and suggestions for my finances. He is very easy and pleasant to work with, and I very much appreciate his efforts on my behalf. His website is also a good source of information and updates.
Going through a consumer proposal can be very stressful. I must say that every step of the way Ross made it easy and stress free. Ross is engaging, professional, friendly and ready to answer any and all questions that we had. I wouldn’t think of using anyone else in the future to deal with my financials or mortgage needs other than Ross Taylor, it’s just that simple.
My husband and I met Ross and from the first encounter with him we knew we were in safe hands. He was willing to guide us along the process, providing us with clear answers, lots of support and understanding. He took time to know our financial situation to provide us with a great service. Ross was able to help us secure a mortgage that led us to own a property. He is not just a professional but the best professional you will find in this area. His expertise and human touch made the difference. I recommend him and his Associates. Thank you Ross for everything!
Ross took the time to understand our needs for the short term as well as for the long term. Based on that information he provided several options with pros and cons for each of those options. He brings solid understanding of lending products and more importantly how to leverage client needs to those lending products. He met more than our expectations and would highly recommend him to anyone within our network.
Thank you for keeping us informed every step of the way. We appreciate your patience in explaining every detail of the transaction and educating us to ensure future financial stability and success. You make it a very positive experience and we would not trust anyone else with all our future financial needs. P.S. And we will not hesitate to ASK ROSS.
Ross was helpful getting us our first mortgage. We had unique employment terms which made it harder to get a mortgage through a bank. He got us approved through several different lenders and found us a great rate! I would highly recommend doing business with Ross!
I found Ross Taylor and Associates when I was on the internet very late one night reading any first time home buyers blog I could find. After satisfying my curiosity and reading blogs on his website for about an hour, I sent him a semi long winded email about first time home buyers woes in the very intimidating Toronto market. From beginning to end, my first time home buying experience was made to feel like one seamless transaction. Ross was very patient with me and answered all of my questions while assuring me that I need not worry. I could not have asked for a better first time home buying experience!
I thank you for everything. You’ve been awesome….through my first home…a big step in the long journey of life! I will refer you to people as they come along for work!!
We were lucky enough to be referred to Ross. Ross helped us with our first mortgage. If you need a dedicated professional mortgage broker, who will explain ALL details, nuances and direct you to the right decision – that is Ross (and his GREAT team). And with his personality, I am sure, he will become not only your agent/broker, but, a friend as well. THANK YOU Ross.
Ross Taylor is highly knowledgeable in his field and at the same time, is capable of quickly understanding his clients’ needs. Ross exhibits strong interpersonal skills and a unique capacity for empathy. His insight, dedication and integrity are second to none. He can define a long-term strategy and then break it down to the day-to-day. I have no hesitation in recommending the services of Ross Taylor.
I have been working with Ross for eight years and he is a true professional and humanitarian. It is not every day that you are able to work with an individual who is always willing to take the time and explain everything and is working for the best interest of the client and not the money. I recommend Ross to people who require any of his services as he is one of the good guys.
Ross is a trustworthy person who specializes in credit and mortgage issues. He wrote three chapters about credit reports and credit scores for my book, “Fight Back”. He writes informatively and clearly for people who know little about these often complex topics.
My clients are my life. Without them, I literally do not eat. So when it comes to referring my clients to any other professional, I do so with tremendous care and caution. When it comes to Ross, I am without hesitation. I know that when I send a client to Ross, they will receive the treatment and care that they deserve.
Ross is phenomenal in every sense of the word. His communication is top notch, and his knowledge base is second to none. In my time working with Ross he has undoubtedly become my most reliable resource no matter what type of client I am working with.
I have asked Ross to help out with a few of my poor credit clients. Ross took them under his wing, and worked with them to settle their debts and ultimately repair their credit. The clients thank me for the introduction to this day!!! Thanks Ross.
Thank you so much, I’m so happy all is well, thanks again for being on top of our clients’ mortgage needs. You really do go the extra mile – one of a kind!
It is not often that you find someone who genuinely cares, but Ross is one of those people. I have hired Ross on multiple occasions as he is easy to work with, knows his stuff inside and out and gets things done that otherwise may not have been accomplished.
I have known Ross for over ten years now as a business associate. He is on top of his game when it comes to credit issues and mortgage financing. What I like about Ross is he always puts his clients’ needs first. He is a patient listener, who then guides his clients to what is in their best interests, taking the time to educate, and answer however many questions they may have. I have and I will certainly recommend Ross to my future friends and clients in need of mortgage financing and credit matters.
Our clients were not sure what type of home they could afford. Ross met with them, gave them the confidence to go ahead, qualified them for an excellent mortgage, returned all calls and answered all questions that our clients had. We found them a beautiful home and they are settled in and are extremely happy. Thanks Ross for your knowledgeable and friendly service! We will recommend you to anyone that requires a mortgage.