Ellen Roseman Business columnist at Toronto Star, author of “Fight Back”
Ross is a trustworthy person who specializes in credit and mortgage issues. He wrote three chapters about credit reports and credit scores for my book, “Fight Back”. He writes informatively and clearly for people who know little about these often complex topics.
Sheila Karrington - Head of Logistics Calgary, Alberta
When I was looking online for a Mortgage Broker, I came across Ross Taylor & Associates and decided to give them a try based on the good reviews I had read. Well I was certainly not disappointed! From the initial phone call to the very last paper signed, Ross & Donna were extremely helpful. Both went above and beyond to make the mortgage process seem effortless. They walked me through the entire process, helping me to get all documents I required and the mortgage approved. Even getting me a cheaper interest rate than the bank originally offered!!

As trying as a mortgage can be, Ross and his team go the extra mile to get it all done and help you through it. It has been an extreme pleasure to work with such a courteous, knowledgeable and professional team. I would highly recommend Ross Taylor & Associates for all your mortgage needs. No mortgage is too simple or too difficult for them to take on. They will give 150% of their time and effort to get your mortgage approved.
Abel Kagzi - Software Developer
Ross took the time to understand our needs for the short term as well as for the long term. Based on that information he provided several options with pros and cons for each of those options.

Ross brings solid understanding of lending products and more importantly how to leverage client needs to those lending products.

Ross met more than our expectations and would highly recommend him to anyone within our network.
Gabe, Lisa, Colin & Owen Schwartz
Thank you so much Ross for helping us realize our dream! With gratitude...
Noemi Madrid - Registered Practical Nurse
Thank you so much Ross for making the impossible possible. Thanks for helping me keep my home. Next goal, fresh start with your continued assistance.

Guidance more like. Sorry if I have not paid attention to your advices in the beginning, I could have lost everything. Thought my financial nightmare was a lost cause until I've met you.

Lake Shore West, wait for me! Nothing is impossible with Ross Taylor & Associates!
Rosemary Wu
I want to thank you Ross for the excellent service I received for the mortgage application for my property. I will definitely refer all my friends to you!
Anton Snegiroff - Thank you for keeping us informed every step of the way. We appreciate your patience in explaining every detail of the transaction and educating us to ensure future financial stability and success. You make it a very positive experience and we would not trust anyone else with all our future financial needs. P.S. And we will not hesitate to ASK ROSS.
Jacqueline Bryce Registered Nurse
Amazing! Thanks Ross! Glad everything worked out with Mariya as well!
A happy family in Richmond Hill
Wooohoo thank you Ross - you are the best! Wow Ross, you're the man!! True miracle worker. Thank you. Thank you - you are the awesomest Mr. Taylor!!
Vlad Rojko, CMA Manager of Operations at Liquid Capital
I have known Ross for ten years and always respected his opinion on financial and social issues.  
I would recommend to everyone who is thinking of a major financial purchase; having financial problems; or worried about their financial future to read articles posted on "Ask Ross' or to ask Ross for advice.
Arun Kumar - Sutton Group Admiral Realty
You have no idea how stressful the last few days before closing are for most buyers. Thanks a million for making this look so easy Ross. I look forward to working with you as always. 🙂
Charlene Boadway - works at Aspen Ridge Homes
After so much bad advice throughout the years Ross was a breath of fresh air stress free no up selling he made us feel comfortable. Ross never presumed anything he would advise us and let us set our goals he shared with us his own humble experiences that put him on the right track he truly humanized the experience. We know if we ever need to refinance or find a new mortgage we will definitely ASK ROSS ......Thank you Ross
Steve Joyce
I came across your askross.ca website today and was quite impressed with the quality or answers to questions and some of the finance solutions you have provided
Linda Meszaros - Principal Sourcing Specialist
When thinking about buying your first property all type of questions come to mind, all very uncertain. My husband and I met Ross and from the first encounter with him we knew we were in safe hands. He was willing to guide us along the process, providing us with clear answers, lot of support and understanding. He took time to know our financial situation to provide us with a great service. Ross was able to help us secure a mortgage that led us to own a property. He is not just a professional but the Best professional you will find in this area. His expertise and human touch made the difference. I recommend him and his Associates enormously. Thank you Ross for everything!
Irina Kundzich Graphic Designer at IK Design
Ross is an incredible financial advisor and has been invaluable to me and my family. He is knowledgeable, thorough, caring, and a pleasure to deal with. He always has his clients' best interests in mind. Ask Ross, and you will get help quickly whatever your financial concerns are.
Anastaciya Maslov, RPN Registered Practical Nurse at Chartwell Retirement Residences.
Ross is a great financial consultant and credit counselor. His advice helped me and my family, and we are very grateful. He is very personable, has great customer service skills and very good knowledge of his work field. Thank you Ross, for all your help and advice, it's much appreciated. Ross is also a published author, and I enjoy reading his work regularly. 
Michael Petrant - Sales representative with Right at Home Realty
My clients are my life. Without them, I literally do not eat. So when it comes to referring my clients to any other professional, I do so with tremendous care and caution. When it comes to Ross, I am without hesitation. I know that when I send a client to Ross, they will receive the treatment and care that they deserve.

Ross is phenomenal in every sense of the word. His communication is top notch, and his knowledge base is second to none. In my time working with Ross he has undoubtedly become my most reliable resource no matter what type of client I am working with.
Alan and Sonia Henry
Ross was a true professional starting with my first inquiry, to the deal was funded. I look forward to working with him again in the future.
Douglas Rice Canadian Lyric Tenor
I thank you for everything. You've been awesome....through my first home...a big step in the long journey of life! I will refer you to people as they come along for work!!
L.M. Pharmaceutical Consultant
Ross did a terrific job for us when our bank did not come through. And we did it all by phone & email!
Myo Maung Realtor with Century 21
I have known Ross for over ten years now as a business associate. He is on top of his game when it comes to credit issues and mortgage financing. What I like about Ross is he always puts his clients’ needs first. He is a patient listener, who then guides his clients to what is in their best interests, taking the time to educate, and answer however many questions they may have. I have and I will certainly recommend Ross to my future friends and clients in need of mortgage financing and credit matters.
Tigran Harutyunyan - works at Teradata Canada
We were lucky enough to be referred to Ross. Ross helped us with our first mortgage. If you need a dedicated professional mortgage broker, who will explain ALL details, nuances and direct you to the right decision - that is Ross (and his GREAT team). And with his personality, I am sure, he will become not only your agent/broker, but, a friend as well. THANK YOU Ross.
Jordan Rumanek CIRP, Trustee at Rumanek & Company
I have been working with Ross for eight years and he is a true professional and humanitarian. It is not every day that you are able to work with an individual who is always willing to take the time and explain everything and is working for the best interest of the client and not the money. I recommend Ross to people who require any of his services as he is one of the good guys.
Rick Preisinger Remax Quinte Home Finders
Thank you so much, I'm so happy all is well, thanks again for being on top of our clients’ mortgage needs. You really do go the extra mile - one of a kind!
Andrew Laframboise Team manager at Rogers Communications
Thank you Ross for pulling another miracle out of your hat. This home reno is dedicated to you.
Zvika Shluper Co-owner DLC The Mortgage Masters
I have asked Ross to help out with a few of my poor credit clients. Ross took them under his wing, and worked with them to settle their debts and ultimately repair their credit. The clients thank me for the introduction to this day!!! 

Thanks Ross:)
Melwin Gonsalves Toronto Police Service
Thanks again Ross, was great working with you. Thanks for everything.
Ron Klein, CA*CIRP
Partner, Klein & Company Inc. Trustee in Bankruptcy | Proposal Administrator
I routinely refer debtors to Ross who may need refinancing. Not only does Ross excel at his profession, he is a genuinely nice guy.
Eric Hung - Westjet airline pilot
Ross was helpful getting us our first mortgage. We had unique employment terms which made it harder to get a mortgage through a bank. He got us approved through several different lenders and found us a great rate! I would highly recommend doing business with Ross!
Homayoun Tajbakhsh - President at Mitcom
You managed two mortgages for my wife and I with closings of less than a month apart. If not a magician then a smart, thoughtful and sincere person, something rarely one can witness these days. Thank you Ross for all that you have done

Updated July 2016 -
I would like to thank you very much for managing our remortgage application which is closed successfully.
I fully understand the complicated arrangements required for our case in Quebec but your deep knowledge, professional approach and above all, your patience, made this possible.

This was the third mortgage case that you successfully managed for us and I do look forward to working with you towards our other requirements in the near future.
Rachel Sheehan - Senior Resource Manager
Thank you so much for everything Ross. This was definitely a "model" refinancing in my books, we couldn't have hoped for more from a mortgage professional. I feel very fortunate that I stumbled across your "Ask Ross" site and will always remember how surprised I was to receive such a through and detailed response to my question. We will never hesitate to refer family and friends to you and would always reach out to you in the future for mortgage guidance.
Fern Davis - School Teacher
Working with Ross has made us feel so at ease. It lessened our worries that Ross was working so hard on our behalf. His positive and calm demeanor made us feel comfortable from the get go. His advice was spot on as he was upfront and honest with us. I truly appreciate all he has done for us. From the bottom of hearts, thank you, thank you!
Jessica & Robin Scott - Sales representatives with Right at Home Realty
Our clients were not sure what type of home they could afford. Ross met with them, gave them the confidence to go ahead, qualified them for an excellent mortgage, returned all calls and answered all questions that our clients had. We found them a beautiful home and they are settled in and are extremely happy. Thanks Ross for your knowledgeable and friendly service! We will recommend you to anyone that requires a mortgage.
Amanda Russell Replenishment and Allocation Analyst/Vendor Analyst
Ross Taylor is highly knowledgeable in his field and at the same time, is capable of quickly understanding his clients’ needs. Ross exhibits strong interpersonal skills and a unique capacity for empathy. His insight, dedication and integrity are second to none. He can define a long-term strategy and then break it down to the day-to-day. I have no hesitation in recommending the services of Ross Taylor. Visit his web site http://askross.ca and see how he can help you with your mortgage and overcome your financial burdens.
Sam Kakembo - Canadian Armed Forces
Ross is very knowledgeable, and was able to tailor the right mortgage for my situation. I will be using his services again in the future.
Vladimir Akopyan
Marina and I would like to thank you and Svetlana for your professional help. We didn’t ever think we can meet this situation in our life. And when it happened we didn’t know what to do. Only your advice and professional experience allowed us to resolve this problem. Thanks again and all the best in your business.
Sanjita Nag Independent Medical Practice Professional
Ross has been very helpful with advice and suggestions for my finances. He is very easy and pleasant to work with, and I very much appreciate his efforts on my behalf. His website is also a good source of information and updates.
Margarita Stavitski
Going through a consumer proposal can be very stressful. I must say that every step of the way Ross made it easy and stress free. Ross is engaging, professional, friendly and ready to answer any and all questions that we had. I wouldn’t think of using anyone else in the future to deal with my financials or mortgage needs other than Ross Taylor, it’s just that simple.
Lesley McLean - Thanx again to both you and Natasha for everything. The lawyer Mariya was lovely and David from Meridian was very nice also. I will definitely recommend you if any one is looking for a mortgage!!! Cheers 🙂
Brian Shumak President Brian Shumak Financial Services
It is not often that you find someone who genuinely cares, but Ross is one of those people. I have hired Ross on multiple occasions as he is easy to work with, knows his stuff inside and out and gets things done that otherwise may not have been accomplished. 

Sharifa Liburd - Social Services Professional
I found Ross Taylor and Associates when I was on the internet very late one night reading any first time home buyers blog I could find. After satisfying my curiosity and reading blogs on his website for about an hour, I sent him a semi long winded email about first time home buyers woes in the very intimidating Toronto market. From beginning to end, my first time home buying experience was made to feel like one seamless transaction. Ross was very patient with me and answered all of my questions while assuring me that I need not worry. I could not have asked for a better first time home buying experience!
Chris Stojko - Electrician at TAG Electric
Ross was very helpful, my wife and I had never gone through this process before. He was able to explain everything and answer any questions we had. He was always available even when we had closing and questions after hours. I will definitely recommend Ross to others.
E.H. Former Banker
I previously worked in banking for 18 years and did mortgages for customers for 15 of those years before I changed careers. I well know that if you know where to look, there are better deals out there than what the banks offer and without having to play the ‘rate negotiation game’ with a banker. I have a very busy job and I did not have a lot of time available to run around from lender to lender. Ross was able to get me the best rate and terms for my circumstances. Approval was quick and efficient and the coordination with legal services really made everything smooth and easy.
Hellen Kraisel - We cannot begin to express our gratitude to you for helping us keep our property. You have truly done the impossible with our refinances. We encountered many stumbling blocks (to say the least) along the way, but your professionalism and tenacity cleared the way. You have gone out of your way, on many occasions, in working with us (far above and beyond the call of duty).
Anton Havorka - CFO/Controller at Siren Advertising
I've used Ross Taylor & Associates more than once now, to secure a brand new mortgage, as well as refinance. I was very happy with the service on all occasions - Ross was always available on short notice, gave me valuable advice on all the options available, and recommended other products and alternatives. He kept the process streamlined and simple, and stayed on point with his requests most of the time.
I will definitely work with him again in the future.
Yuri Rayzberg - President of a high tech company
It was very nice dealing with Ross. I feel like he went out of his way to find the best mortgage deal for our situation. He was professional yet very easy-going and always easy to reach whenever we needed anything. He will also make sure to proactively follow up and find you whenever your inputs or any information is required to facilitate your case, so we never felt the need to worry or follow up with him on anything. Overall very pleased with the smooth transaction.
Ralph Ugo - Regional Sales Manager for a manufacturing company
Ross provided us with everything we needed there was no pressure he made us feel at ease with every move along the way he broke down every myth we ever heard about debt & mortgages, and he gave us options. I have to say that the experience was stress free and we will always ASK ROSS first . Thanks Ross
Roza Sadieva (not real picture 🙂 Hair stylist and colorist
Thank you Ross for your patience, help and guidance for the seven years I have known you. Without Ross, I would not be enjoying this beautiful home. Ask Ross - he's the boss!
Elfie Hayes Mortgage Intelligence Oshawa
Ross, as a fellow MI Mortgage Agent, I have to say your posts are both interesting and informative. It's wonderful they way you are able to tell a story of how Mortgage Brokers help when others cannot. Your knowledge and expertise is obvious and I look forward to reading your articles.
Stewart Switzer Owner Dufferin Steeles Auto - an Auto Body Shop
I've trusted all my business and family financial stuff to Ross for twelve years, & I am very happy I did.

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