Tag

first time homebuyer
Rebuilt credit quickly to qualify for mortgage About a year ago a reader in Alberta sent me a message lamenting his poor credit score, and asking what he and his fiancee would have to do to qualify for a mortgage. Their desire was to own a home within a year. He wrote as follows: “Hello...
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Timing of credit check for mortgage application We are working with a young power couple buying their first home. They have been doing lots of research and asking some very interesting questions. Today one of them asked me       ” When it comes to doing our credit check, is it more advantageous for...
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Today a tenant, tomorrow a homeowner Recently I have been helping a real estate agent and his clients, a young couple in their twenties who are paying almost $2,000 per month to rent a single bedroom loft apartment on Queen West. They would love to own their first home, and are determined to remain in Toronto, as...
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