Tag

rebuild credit
Rebuild your credit well before buying a home Because we are credit specialists as well as mortgage agents, at Ross Taylor & Associates we help many clients who are trying to improve their credit history. Some have gone through consumer proposals, debt settlements, or even personal bankruptcy. Not everyone. Some others hit hard times in...
Read More
Rebuilding Credit Wants to Buy Home This morning I received an email from a reader who is re-establishing his credit history and interested in buying a home next year. Hello Ross, I need your help on credit building. I think everyone’s situation is unique, in my case I have paid all collections but there is...
Read More
Student loan bad debt Last week I received a message with several questions about her student loan debt. “I am sorry to bug you, I am looking for a correct answer and you seem to know your stuff.  I have a student loan in Collections, and the last date of a recorded transaction is April...
Read More
When will I be ready for a mortgage Alexander wrote me a few days ago to ask if he can qualify for a new mortgage, given he completed a consumer proposal a few months ago. I asked him some questions and learned he is in his early fifties, he has excellent income and stable employment,...
Read More
Rebuild credit score during consumer proposal This is another question in the Ask Ross series where you can ask me anything about personal finances. If you have a question for me ask here. This question comes from William who is paying down his consumer proposal and trying to rebuild his credit at the same time....
Read More
Can She Consolidate Her Debts Dear Ross, I own a rural property outside of Barrie. I also have a car loan, and I am two years into a five year consumer proposal. I hate having to make three large, separate payments for each of these things. Is it possible to consolidate everything into one larger...
Read More
Can He Remove a Derogatory Item From His Credit Report? A week or so ago, Ellen Roseman, wrote a column in the Toronto Star about cleaning up errors in your credit report. This resulted in a small deluge of emails from readers with their own personal tales of woe. Ellen asked me to help respond...
Read More
[data-image-id='gourmet_bg']
[data-image-id='gourmet_bg']
[data-image-id='gourmet_bg']
[data-image-id='gourmet_bg']
[data-image-id='gourmet_bg']
[data-image-id='gourmet_bg']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[data-image-id='gourmet']
[index]
[index]