Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

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  • All of Our Articles

    • Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

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    Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
    Will the Bank of Canada Cut Rates on July 30th?
    Wondering if the Bank of Canada will cut rates on July 30, 2025? Learn what economists expect, how a rate cut could impact variable and fixed mortgage rates, and what ...
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    Ross Taylor Mortgages - Canada Housing Market 2025 City-by-City Summer Update
    Canada Housing Market 2025: City-by-City Summer Update
    Summer 2025 brings major real estate shifts. From Vancouver’s buyer’s market to Montreal’s seller surge, find out where your city stands now ...
    Read More
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    Ross Taylor Mortgages - Are Reverse Mortgages a Good Idea in Canada
    Are Reverse Mortgages a Good Idea in Canada?
    Reverse mortgages help Canadians 55+ stay in their homes, fund retirement, and plan legacies, tax-free and with no monthly payments, while retaining full ownership of their homes ...
    Read More
     

    @RossTaylorMoney Twitter

    Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.


     

    First Time Home Buyers

    Explore our first-time home buyer articles to learn how to navigate the stress test, compare rates, and make the most of government incentives with clarity and confidence. 

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    Mortgage Stress test - Everything you need to know and more
    Mortgage Stress test – Everything you need to know and more
    Much has changed since this article was first published back in 2018. The mortgage stress test is not a foreign concept to homeowners and homebuyers now.

    But it HAS CHANGED ...
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    Private Mortgages: When the door to the bank is closed.

    Browse our private mortgage articles for clear guidance on alternative lending, approval challenges, and the strategies our team uses to help Canadians when the banks say no. 

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    Reverse Mortgages

    Explore our reverse mortgage articles to learn how these products help Canadian retirees access their home equity with clarity, flexibility, and confidence. 

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    Credit Repair & Consumer Proposal

    Explore our articles on credit repair and consumer proposals to understand how recovery works in Canada and how our team helps you rebuild, regain momentum, and move toward your financial goals. 

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    Alternative Mortgage Lenders Explained
    Alternative Mortgage Lenders Explained
    The media paints alternative lenders as shadowy, less-than-reputable lenders who prey on desperate homebuyers. We look at the important role that alternative and private lenders play in the market and ...
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    Canadian Mortgage Trends

    Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

     

    GTA News

    Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors. 

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    Ross Taylor Mortgages - Should We Be Worried About Our Parents Getting a Reverse Mortgage
    Should We Be Worried About Our Parents Getting a Reverse Mortgage...
    Many adult children fear that a reverse mortgage will jeopardize their inheritance or their parents’ home. This guide breaks down the facts, dispels myths, and explores how today’s Canadian reverse ...
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    Bank of Canada Updates

    Get updates on the latest rate announcements and clear guidance on what each change means for your mortgage, your budget, and your homebuying goals. 

    AskRoss.ca - How Do U.S. Rate Hikes Affect Canadian Mortgage Rates
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    How Do U.S. Rate Hikes Affect Canadian Mortgage Rates?
    The Bank of Canada has held at 2.25% for seven straight decisions, and Canadian fixed mortgage rates went up anyway. Your five-year fixed is priced by the global bond market, ...
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    Ross Taylor Mortgages - Why Are Global Events Driving the Bank of Canada Rate Hold
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    Why Are Global Events Driving the Bank of Canada Rate Hold?
    The Bank of Canada rate hold is being driven by global pressure. Oil prices, US inflation, and rising bond yields are keeping mortgage rates high. Here’s what it means for ...
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    Ross Taylor Mortgages - BoC Outlook Mortgage & Renewal Rates Forecast 2026 Canada
    BoC Outlook: Mortgage & Renewal Rates Forecast 2026 Canada
    Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on September 17th
    Will the Bank of Canada Cut Rates on September 17th?
    Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
    Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mo...
    Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
    Will the Bank of Canada Cut Rates on July 30th?
     

    Looking for something else?

    Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.


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