Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

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  • All of Our Articles

    • Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

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    Ross Taylor Mortgages - Toronto Housing Market 2025 Should You Buy Now
    Toronto Housing Market 2025: Should You Buy Now?
    Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power than ever—if they’re ready ...
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    Ross Taylor Mortgages - What Mark Carney's Win Means for the Housing
    What Mark Carney’s Win Means for the Canadian Housing Market
    With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, and reduced red tape. Here's what ...
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    What Are the Best Mortgage Strategies for Spring 2025?
    What Are the Best Mortgage Strategies for Spring 2025?
    Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, and money-saving strategies homeowners and first-time ...
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    @RossTaylorMoney Twitter

    Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.


     

    First Time Home Buyers

    Explore our first-time home buyer articles to learn how to navigate the stress test, compare rates, and make the most of government incentives with clarity and confidence. 

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    8 Ways the Federal Budget 2022 Affects You
    8 Ways the Federal Budget 2022 Affects You
    Federal Budget 2022 - Mortgage and Real Estate Impacts. Last week’s Federal Government 2022 Budget included a much-improved roadmap for first-time homebuyers to potentially save thousands in taxes when they ...
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    Private Mortgages: When the door to the bank is closed.

    Browse our private mortgage articles for clear guidance on alternative lending, approval challenges, and the strategies our team uses to help Canadians when the banks say no. 

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    Reverse Mortgages

    Explore our reverse mortgage articles to learn how these products help Canadian retirees access their home equity with clarity, flexibility, and confidence. 

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    Credit Repair & Consumer Proposal

    Explore our articles on credit repair and consumer proposals to understand how recovery works in Canada and how our team helps you rebuild, regain momentum, and move toward your financial goals. 

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    getting a mortgage after a consumer proposal
    Getting A Mortgage After A Consumer Proposal
    Suppose you were in a consumer proposal and it’s now completely paid off. You have received your completion certificate from the trustee and now you want to buy a house, ...
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    Canadian Mortgage Trends

    Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

     

    GTA News

    Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors. 

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    Ross Taylor Mortgages - Toronto Condos Smart Living or Dog Crates
    Toronto Condos: Smart Living or “Dog Crates”?
    The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article explores how policy, market forces, and urban design—not developer greed—shaped ...
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    Bank of Canada Updates

    Get updates on the latest rate announcements and clear guidance on what each change means for your mortgage, your budget, and your homebuying goals. 

    Ross Taylor Mortgages - BoC Outlook Mortgage & Renewal Rates Forecast 2026 Canada
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    BoC Outlook: Mortgage & Renewal Rates Forecast 2026 Canada
    The Bank of Canada may be done cutting rates, but millions of Canadians will still feel the shock of higher mortgage payments in 2026. Get expert insights on renewal and ...
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    Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on September 17th
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    Will the Bank of Canada Cut Rates on September 17th?
    Wondering if the Bank of Canada will cut interest rates on September 17th? Economic signals, and what they mean for your mortgage, whether you’re buying, refinancing ...
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    Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
    Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mo...
    Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
    Will the Bank of Canada Cut Rates on July 30th?
    Ross Taylor Mortgages - What Mark Carney's Win Means for the Housing
    What Mark Carney’s Win Means for the Canadian Housing Market...
    Ross Taylor Mortgages - Bank of Canada Cuts Interest Rate to 2.75%—What It Means for You and the Housing Market
    The Bank of Canada Cuts Rates Amid Trade Tensions—Is More Relief ...
     

    Looking for something else?

    Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.


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