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Here we explain what “loan to value ratio” means, and also the all important “hi ratio mortgage”. This is when ...

Here we explain the importance of protecting against rising interest rates as you approach your mortgage renewal date or while ...

Here are a couple of questions from the AskRoss mailbag. One reader asks with prices so high in the Greater ...

First-time buyers can sometimes get confused by the terminology. For example, they understand you have to make a deposit when ...

35 year amortizations used to be a hot topic in the Canadian mortgage industry. There are still a couple of ...

This is a cautionary story about the importance of having your own unique personal credit facilities, and not to simply ...

Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...

When you close your purchase mid-month, you might have to prepay a few days’ interest on your closing date— it’s ...

Some buyers are being pressured to limit (or even eliminate) conditions in their offer to purchase these days. If you ...

This year we have seen several instances where appraisals played a key role in determining the success of a purchase ...

Mortgage professionals often fall into the trap of presuming knowledge and understanding of our terminology that simply isn’t there – ...

Published: • More And More First Time Homebuyers Don't Have A Down Payment This spring we are meeting ...

To win in a competitive situation (which is what the listing agent is trying to achieve by having a set ...

So much has happened since we first wrote this article in 2014. Condos did become starter homes, and in big ...

There is a lot more to choosing your mortgage than simply hammering your banker into submission and nailing the lowest ...

Today I want to vent about societal problems developing as a result of high real estate prices. Homeownership is so ...