Category

First Time Home Buyers
Published: • The Meaning of Down Payment VS Deposit can be confusing… First time buyers can sometimes get confused by terminology. For example, they understand you have to make a deposit when your Offer to Purchase is accepted, but may not be sure if this deposit is included in or separate from their down payment....
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Home Prices Are On The Rise – Affordability is a Big Issue The thirty-five year amortization period mortgage is a topic which attracts a lot of inquiries from our website visitors. It makes sense – with home prices climbing so rapidly these days, affordability is becoming a bigger issue than ever. You do have to...
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With Careful Planning and Execution, You Can Go From Zero To a Great Credit Score Quickly Five months ago, Arun Kumar from Right at Home Realty referred his clients Raj and Nindy to me for a pre-approval for a mortgage for their first home. Raj has a good job making $71,000 per year, and Nindy was...
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Published: • Mortgage Vocabulary: What’s the Difference Between ‘Amortization Period’ and ‘Mortgage Term’? Mortgage professionals often fall into the trap of presuming knowledge and understanding of our terminology that simply isn’t there – especially with first time home buyers. I was reminded of this when an intelligent, financially responsible new buyer recently asked us how...
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