First Time Buyer Mortgage

Looking for a first-time buyer mortgage? Search no further. If you’ve been feeling frenzied to get an affordable and flexible 1st-time buyer mortgage – we’ve got the best services and repayment options for you.

First-time buyers are one of our favorite client types. The thrill of the hunt, and the excitement of making the largest single purchase you have ever made – brings out the best in us. We will hold your hand from A to Z. We guarantee you will not miss anything important in the home buying process, and we have trusted associates in all related fields to ensure one-stop shopping if that is your wish.

What is a First Time Buyer Mortgage?

When you’re ready to buy your first property, a mortgage is a loan given by a lending party, with a written agreement that the funding will be paid back in installments over a certain time frame.

Qualifying for your 1st time buyer mortgage will depend on aspects like: credit history, your annual income and type of employment, as well as how much you have saved towards closing costs and the down payment.

What We Promise You

Already shopping for a new home? There’s no need to feel pressure to know everything. Our mortgage experts will act as your liaison between any additional services providers, real estate lawyers and any other mortgage products you may need along the way.

From easy pre-approvals to low down payments and great rates –  Ross Taylor & Associates understands what a leap home ownership can feel like. That’s why we take the time to do the research for you.

Once a general overview of your finances is completed, we’ll be able to walk you through your pre-approval process and begin to discuss the most flexible and favorable terms and repayment schedules with you.

Why Choose Us?

Not only do we guide you through the entire process of qualifying for your 1st-time buyer mortgage, our experts are well-versed in all government incentives like the RRSP Home Buyer’s Plan and reduced land transfer taxes for your benefit.

Whether you have questions about fixed rate or variable, conventional or high ratio, open or closed mortgages, our seasoned team covers everything you need to know and offers unbiased, industry-relevant advice to identify the best options and deals for your needs.

What We Provide

  • Quick approval
  • Low down payment
  • Low-interest rates
  • Flexible terms
  • Favorable repayment schedules
  • And much more!

If you are ready to start the process of looking for your first mortgage, trust our team at Ross Taylor & Associates to find the mortgage that works best for you. For more information, or to set up a meeting, contact us today!

Why choose us for your mortgage?

  • Specialize in difficult mortgages
  • Years of experience and expertise
  • Excellent, reliable service
  • Best rates and trusted lenders
  • Creative and customized solutions
  • Proven results


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