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consumer proposal
Published: • Bankruptcy and consumer proposals may not be an option if abuse of your credit privileges is suspected Recently I received an email from someone complaining she could not get out of debt.This perked my curiosity, but if you read on, you will also understand why. Dear Ross I am a hard working immigrant...
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No matter how financially responsible you are, illness and tragedy can decimate your finances You never know what’s around the corner when family finances are concerned. Met a couple last week who retired early at 53, with guaranteed pension income of $74,000 between the two of them. And when they hit 65 (earlier for CPP...
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Be Wary of Debt Settlement Companies; Stick With Registered Credit Counselors or Bankruptcy Trustees Who Are Professionally Certified and Bound By Code of Ethics Last week, a young professional named Zak came to see me.  A year or two ago he was struggling to keep up with his two credit card balances. Back then Zak...
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