credit history

When You Co-sign, The Borrower Now Controls Your Credit History
When You Co-sign, The Borrower Now Controls Your Credit History
Most people do not understand that when you co-sign a loan product  you are effectively handing over your credit history ...
No credit history 700450X THUMBNAIL
No credit history qualified for a mortgage
This is a cautionary story about the importance of having your own unique personal credit facilities, and not to simply ...
You Must Review Your Credit History Before a Mortgage
You Must Review Your Credit History Before a Mortgage
Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...
two credit cards 700x450X THUMBNAIL
Two Credit Cards Are Better Than One
It is important to exercise all your credit cards from time to time, if your goal is to optimize your ...
Rebuilding Credit Wants to Buy Home 700x450X THUMBNAIL
Rebuilding Credit Wants To Buy Home
From the AskRoss mailbag, this reader wonders whether or not all his efforts to rebuild his credit history will be ...
Pre approved mortgage denied because of consumer proposal
Pre approved mortgage denied because of Consumer Proposal
Consumer Proposal can de-rail a pre approved mortgage Today's question came from a reader in Alberta who is currently in a ...
Consumers Spend Too Much On Housing
Consumers Spend Too Much On Housing
Buying As Much House As You Can Afford, and Not Working to a Budget Can Set You Up for Failure ...
Managing first credit card
Managing first credit card
My teen has racked up debt on their first credit card! "Dear Ross: As a parent of an otherwise wonderful ...
7 Secrets About Credit 700x450X THUMBNAIL
7 Secrets About Credit
People are far more aware of the importance of their personal credit history than they ever used to be. And ...
Build and maintain an awesome credit history 700x450X THUMBNAIL
Build and maintain an awesome credit history
Why is it important to build and maintain an amazing credit history? When the time comes to borrow money (buy ...
Rebuild Credit Score 700x450X THUMBNAIL
Rebuild Credit Score During Consumer Proposal
If you are in a consumer proposal you can and should be rebuilding your personal credit history already. Don't listen ...
Credit Score Needs a Quick Increase
Credit Score Needs a Quick Increase
The fastest way to see a boost in your credit score Hi Ross, I have a client who wants to ...