Tag

credit history
Buys a Strip Club, Gets Ripped Off By Boyfriend Dear Ross, I have worked in a busy gentleman’s club for three years as a bartender. Last year I began dating Sam the owner, and he suggested I put together the money to buy the club, as it was ‘printing money’. I was very intrigued. He...
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Just released last month, Ellen’s new book Fight Back – 81 ways to help you save money is flying off bookstore shelves. Lots of practical advice to save money and win those battles we always seem to find ourselves in with banks, telecoms, airlines etc. I was very pleased when Ellen asked me to contribute...
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Dear Ross, we are looking around for our first home, and we want to know how much mortgage we will qualify for. If we ask for a pre-approval, will you have to check our credit history? Is that a ‘hard inquiry’, and will it reduce our score? Yes, if we do a formal request for...
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We wrap up this first interview with Jordan Rumanek who is a licensed Trustee in Bankruptcy and Administrator of Proposals, whose firm Rumanek & Company Ltd. processes well over a thousand insolvency files each year in the GTA. Today we want to understand how bankruptcy affects people who have a failed business on their hands....
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Hi Ross, I have a Royal Bank Avion card which I have not used in several months. In fact, I rarely use my RBC bank accounts, and as a result, I have no reason to check them very often. I don’t recall doing this, but apparently I switched over to paperless statements for all these...
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Most of us know Gail from her famous television series entitled “Till Debt Do Us Part”. She speaks with passion and conviction, and is on a mission to better our lives and educate lenders about the wrongs in their lending processes. She has a Facebook Page, called “School Lenders” which is evolving nicely as a discussion group...
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Here are this week’s articles which deserve a broader audience. They cover topics such as how much do you need to retire, credit cards for small business owners, achieving financial bliss in a second marriage, the last minute RESP, investing in TFSA’s as a student, and finally a primer on bonds. Fabulously Broke points out that retirement...
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Pay off huge debts with home equity A lady called me a few weeks ago inquiring if she was a bankruptcy candidate. She and her husband were in serious arrears on their property taxes – over $25,000 – and their municipality was threatening foreclosure. Compounding the stress was around $100,000 in unsecured debts – credit cards...
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