TFB

Can You Guess The Biggest Mistake First Time Home Buyers Frequently Make? Hint: It’s NOT choosing the wrong paint colour! ...

Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy ...

Here we explain the mortgage stress test - what it means, why it exists, and how it affects you the ...

A first time buyer with questions about tapping into their RRSP when buying their first home comes up quite often ...

Here we explain what “loan to value ratio” means, and also the all important “hi ratio mortgage”. This is when ...

What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...

Here we explain the importance of protecting against rising interest rates as you approach your mortgage renewal date or while ...

First-time buyers can sometimes get confused by the terminology. For example, they understand you have to make a deposit when ...

Most people do not understand that when you co-sign a loan product  you are effectively handing over your credit history ...

This is a cautionary story about the importance of having your own unique personal credit facilities, and not to simply ...

Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...

Some buyers are being pressured to limit (or even eliminate) conditions in their offer to purchase these days. If you ...

This year we have seen several instances where appraisals played a key role in determining the success of a purchase ...

Mortgage professionals often fall into the trap of presuming knowledge and understanding of our terminology that simply isn’t there – ...

For many years, the winning move has been to select a variable rate mortgage over a fixed rate mortgage. The ...

Published: • More And More First Time Homebuyers Don't Have A Down Payment This spring we are meeting ...