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Canada’s Renter Bill of Rights Update: Impact of Rent Payments on Credit Scores Explained
Understanding the Potential Benefits & Challenges of the New Credit Score Integration for Renters In a bold move to reshape the Canadian housing market landscape, the government has proposed a ...
10 Real Estate & Financing Challenges – When to Consider a Private Mortgage Solution
Buying a New Home Before Selling? The Dilemma of an Unsold Property Note to our reader: For client privacy, the names of the subjects in this story have been changed ...
Bank of Canada Rate Hike Announcement
After the January 24, 2024 meeting, the Bank of Canada maintained its overnight rate for the fourth time in succession. It appears we really have hit the ceiling of rate ...
GTA News
Economic Forecast: National Bank’s Inflation Predictions an...
National Bank of Canada's latest forecast suggests that Canada's headline inflation may reach the neutral target of 2% by this summer, a year ahead of the Bank of Canada's projections ...
Insights from StatCan: Renting in Canada and Its Impact on Life S...
Recent findings from Statistics Canada's 2021-2022 Canadian Social Survey shed light on the broader implications of renting in Canada, revealing that the challenges extend beyond financial burdens to encompass overall ...
Convenience at Your Fingertips: Introducing Toronto’s New P...
Exciting news for Toronto residents as the City of Toronto unveils its latest offering – the Pre-Authorized Tax Payment Program. With this innovative program, paying your taxes just got easier ...
Extension of Foreign Buyer Ban on Mississauga Real Estate
Recent news of the extension of the foreign buyer ban on real estate has left Mississauga residents pondering its implications on the local housing market. On Sunday, February 4th, the ...
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What If Your Appraisal Comes In Too Low
Some buyers are being pressured to limit (or even eliminate) conditions in their offer to purchase these days. If you are going to need ...
What If Your Appraisal Reveals Problems
This year we have seen several instances where appraisals played a key role in determining the success of a purchase offer. Today I will ...
Explain Mortgage Amortization Period And Term
Mortgage professionals often fall into the trap of presuming knowledge and understanding of our terminology that simply isn’t there – especially with first time ...
First Time Buyers Can Borrow Down Payment
Published: • More And More First Time Homebuyers Don't Have A Down Payment This spring we are meeting more and more first time buyers ...
Offer To Purchase In a Competitive Situation
To win in a competitive situation (which is what the listing agent is trying to achieve by having a set date to receive offers), ...
Condos Are The New Starter Home
So much has happened since we first wrote this article in 2014. Condos did become starter homes, and in big cities like Toronto and ...
What Type Of Mortgage Is Right For You
There is a lot more to choosing your mortgage than simply hammering your banker into submission and nailing the lowest interest rate possible. Sorry ...
Rising real estate values creating lots of problems
Today I want to vent about societal problems developing as a result of high real estate prices. Homeownership is so expensive these days – ...
Buy first home or repay student loans?
Published: • Reader Asks: "What's the Right Choice? Pay Down Student Debt, Or Save Down Payment For Investment Property?" Today's question comes from Alison ...
First home or student loans?
Should you buy your first home or pay off your student debt? This is part two of the response to a question from Alison, ...
No Condition of Financing Nightmare
Multi-offer situations (bidding wars) typically rear their ugly head in a heated market, when a desirable home in a good neighbourhood is deliberately listed ...
4 Ways To Buy A Home With No Down Payment
From time to time I meet people who are anxious to buy a home, but have no down payment saved up. They are frustrated ...