Use our calculators to help you plan your purchase.

Your first step in your home buying process is determining how much you can afford. Your maximum amount is determined by your household income, personal expenses, current obligations, and any costs associated with the property. Our calculators will estimate the maximum amount you can afford.

Our payment calculator allows you to enter the purchase price, amount, amortization period, and rate to determine your monthly payment. It will also help you estimate how much extra cash you will need for your closing costs, monthly expenses, how your will change if rates go up, and your amortization schedule.

In Canada, any home purchase with a down payment of less than 20% will require mandatory default insurance (MDI) which is commonly referred to as insurance. Use our calculator to estimate the cost of insurance premiums on your mortgage.

In most provinces Land transfer tax (LTT) is calculated as a percentage of the property value, using the asking price as a close estimate. All provinces charge a land transfer tax, except Alberta and Saskatchewan, which have a much smaller transfer fee. Homebuyers in Toronto, also incur an additional municipal tax. Use our calculator to determine the cost of your in your area.

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