Looking for a mortgage broker in Richmond Hill? Ross Taylor Mortgages is the leading mortgage broker in Richmond Hill, Ontario. Ross is a two-time national award winner, specializing in difficult mortgages and first-time homebuyers. Ross’s team works tirelessly to get you the best mortgage result possible in York Region and beyond. Our team is dedicated to providing helpful information and personal insights for all of our clients.
If you’re looking to get a mortgage or planning to buy and need to know what you can afford, our clients will unanimously say Ask Ross. All meetings and discussions are now held by phone, email, chat, or video calls. Book your free mortgage consultation today.
8:30 AM – 6:00 PM 8:30 AM – 6:00 PM 8:30 AM – 6:00 PM 8:30 AM – 6:00 PM 8:30 AM – 6:00 PM 8:30 AM – 2:00 PM CLOSED
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Ross Taylor Mortgages Richmond Hill Awards
Best Rated Business Richmond Hill 2024
Three Best Rated Business Richmond Hill 2025
"Ross Taylor company’s services are particularly ideal for first-time homebuyers, investors, and anyone facing challenging circumstances such as inadequate credit or overwhelming debt. They offer low-interest rates, customized solutions, and dependable guidance throughout the entire mortgage financing process. They specialize in complex mortgages and work tirelessly to get you the best mortgage available."
– Three Best Rated Richmond Hill
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Three Best Rated Business Richmond Hill 2025
"Ross Taylor company’s services are particularly ideal for first-time homebuyers, investors, and anyone facing challenging circumstances such as inadequate credit or overwhelming debt. They offer low-interest rates, customized solutions, and dependable guidance throughout the entire mortgage financing process. They specialize in complex mortgages and work tirelessly to get you the best mortgage available."
– Three Best Rated Richmond Hill
Slide
Three Best Rated Business Richmond Hill 2024
“Ross Taylor is a two-time national award-winning mortgage broker and is recognized by his peers and clients as a leading expert in the Canadian mortgage industry. Ross is a renowned speaker and published author of more than 700 original articles and is often quoted by popular media outlets such as The Globe and Mail and The Toronto Star.”
– Three Best Rated Richmond Hill
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Richmond Hill Readers Choice Award Diamond Winner
"Ross Taylor Mortgages Richmond Hill was honored as the 2023 Diamond Winner for the best mortgage company in Richmond Hill. Over the past 30 years, Ross Taylor has dedicated himself to financial education, authoring hundreds of articles and e-guides for Canadians."
“Ross Taylor is a two-time national award-winning mortgage broker and is a renowned speaker and published author. Ross Taylor Mortgages provide their clients with a knowledgeable support team to walk them through every step, delivering clear strategies, regardless of whether they require a new mortgage or are renewing or refinancing an existing loan.”
– Mortgage Broker Pros
Best Rated Business Richmond Hill 2024
Three Best Rated Business Richmond Hill 2024
“Ross Taylor is a two-time national award-winning mortgage broker and is recognized by his peers and clients as a leading expert in the Canadian mortgage industry. Ross is a renowned speaker and published author of more than 700 original articles and is often quoted by popular media outlets such as The Globe and Mail and The Toronto Star.”
– Three Best Rated Richmond Hill
Best Rated Business Richmond Hill 2024
Richmond Hill Readers Choice Award Diamond Winner
Ross Taylor Mortgages Richmond Hill was honored as the 2023 Diamond Winner for the best mortgage company in Richmond Hill. Over the past 30 years, Ross Taylor has dedicated himself to financial education, authoring hundreds of articles and e-guides for Canadians.
“Ross Taylor is a two-time national award-winning mortgage broker and is a renowned speaker and published author of more than 700 original articles. He is often quoted by popular media outlets such as The Globe and Mail and The Toronto Star.”
– Mortgage Broker Pros
Richmond Hill Services
We provide award-winning mortgage services across Richmond Hill, Toronto, Mississauga, Markham, Vaughan, York Region, and the rest of the GTA. If you want great service from someone you can trust – reach out to us today.
Get quick answers to your questions, no matter how difficult – 7 days a week.
Ross Taylor Mortgages will work tirelessly to achieve the results that are right for you. We offer favourable mortgage solutions to Canadians at the best rate they can afford. Borrowers love Ross Taylor Mortgages for our expertise, and access to A and private lenders.
When it comes time to refinance, we’ll be right there with you to get you the lowest mortgage rates possible or work towards pulling out equity for debt consolidation.
We specialize in difficult mortgages and work with you to get the best mortgage available. We work through your down payment strategy, getting pre-approval, locking in those interest rates, and sealing the deal with a lender.
Catch up on our most recent newsletter editions. We’re committed to helping you understand the nuances of the market, manage your finances wisely, and achieve your homeownership goals with confidence.
How much commission does a mortgage broker usually make off a sale in Richmond Hill?
When dealing with banks and other A-lenders, mortgage agents get paid a percentage of the total loan by the lender, not the borrower. This fee is built into the mortgage amount and is not an extra cost.
If your mortgage is with a private lender or B-lender, a one-time lender and brokerage fee will be clearly explained to you in advance. This fee is due and payable on the mortgage funding date. With a mortgage refinance, you simply pay the fee from the mortgage proceeds.
Can a mortgage broker from Richmond Hill get you better interest rates than the banks?
Mortgage broker services have access to multiple lenders outside of banks, giving you a wide variety of rates and options! Most of the time, the broker’s rates will be lower, but from time to time, your bank may be aggressively seeking new mortgages, and their rates may be similar.
Is it worth getting a mortgage broker?
I might be biased, but of course, you should! I couldn’t imagine navigating the complicated process of residential mortgages without a broker. You probably do a mortgage transaction only once every few years, whereas she may be placing hundreds of mortgages every single year.
Why not get that experience and knowledge working for you—and with banks and A-lenders, there will be no cost or fees for this expertise.
How do you get a mortgage broker?
Finding this page has been a great start. Contact us to start the process! 🙂
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