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Looking for a mortgage broker in Richmond Hill? Ross Taylor Mortgages is the leading mortgage broker in Richmond Hill, Ontario. Ross is a two-time national award winner, specializing in difficult mortgages and first-time homebuyers. Ross’s team works tirelessly to get you the best mortgage result possible in York Region and beyond. Our team is dedicated to providing helpful information and personal insights for all of our clients.

If you’re looking to get a mortgage or planning to buy and need to know what you can afford, our clients will unanimously say Ask Ross. All meetings and discussions are now held by phone, email, chat, or video calls. Book your free mortgage consultation today.

Over 500 5-star reviews from our clients!

Richmond Hill Location

70 East Beaver Creek Rd #30, South Building, Richmond Hill, ON L4B 3B2

We also have locations in Mississauga, Toronto, and Ottawa.

Contact Info

(905)-971-0495
[email protected]

Hours of Operation

8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 2:00 PM
CLOSED

How can we help you?

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Ross Taylor Mortgages Richmond Hill Awards

 

 

Richmond Hill Services

We provide award-winning mortgage services across Richmond Hill, Toronto, Mississauga, Markham, Vaughan, York Region, and the rest of the GTA. If you want great service from someone you can trust – reach out to us today.

Get quick answers to your questions, no matter how difficult – 7 days a week.

Schedule a call

 

BoC Rate Cuts & Market Response in Richmond Hill Ontario

BoC Rate Cuts & Market Response in Richmond Hill Ontario

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Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know

Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know

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The many ways we support our clients

Ross Taylor Mortgages will work tirelessly to achieve the results that are right for you. We offer favourable mortgage solutions to Canadians at the best rate they can afford. Borrowers love Ross Taylor Mortgages for our expertise, and access to A to private lenders.

When it comes time to refinance, we’ll be right there with you to get you the lowest mortgage rates possible or work towards pulling out equity for debt consolidation.

We specialize in difficult mortgages and work with you to get the best mortgage available. We work through your down payment strategy, getting pre-approval, locking in those interest rates, and sealing the deal with a lender.

BoC Rate Cuts & Market Response in Richmond Hill Ontario

BoC Rate Cuts & Market Response in Richmond Hill Ontario

See how the 4.5% BoC rate cut is influencing Richmond Hill's real estate market with insights on pricing and mortgage ...
Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know

Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know

Learn about the major changes to Canada’s mortgage rules on December 15th, 2024. Including higher loan caps and 30-year amortizations, ...

 

Featured Newsletters

Catch up on our most recent newsletter editions. We’re committed to helping you understand the nuances of the market, manage your finances wisely, and achieve your homeownership goals with confidence.

 

 

Frequently Asked Questions

How much commission does a mortgage broker usually make off a sale in Richmond Hill?

When dealing with banks and other A-lenders, mortgage agents get paid a percentage of the total loan by the lender, not the borrower. This fee is built into the mortgage amount and is not an extra cost.

If your mortgage is with a private lender or B-lender, a one-time lender and brokerage fee will be clearly explained to you in advance. This fee is due and payable on the mortgage funding date. With a mortgage refinance, you simply pay the fee from the mortgage proceeds.

Can a mortgage broker from Richmond Hill get you better interest rates than the banks?

Mortgage broker services have access to multiple lenders outside of banks, giving you a wide variety of rates and options! Most of the time, the broker’s rates will be lower, but from time to time, your bank may be aggressively seeking new mortgages, and their rates may be similar.

Is it worth getting a mortgage broker?

I might be biased, but of course, you should! I couldn’t imagine navigating the complicated process of residential mortgages without a broker. You probably do a mortgage transaction only once every few years, whereas she may be placing hundreds of mortgages every single year.

Why not get that experience and knowledge working for you—and with banks and A-lenders, there will be no cost or fees for this expertise.

How do you get a mortgage broker?

Finding this page has been a great start. Contact us to start the process! 🙂