Canada's Renter Bill of Rights Update: Impact of Rent Payments on Credit Scores Explained
Canada’s Renter Bill of Rights Update: Impact of Rent Payments on Credit Scores Explained
Understanding the Potential Benefits & Challenges of the New Credit Score Integration for Renters In a bold move to reshape the Canadian housing market landscape, the government has proposed a ...
10 Real Estate & Financing Challenges - When to Consider a Private Mortgage Solution
10 Real Estate & Financing Challenges – When to Consider a Private Mortgage Solution
Buying a New Home Before Selling? The Dilemma of an Unsold Property Note to our reader: For client privacy, the names of the subjects in this story have been changed ...
Bank of Canada Rate Hike Announcement
Bank of Canada Rate Hike Announcement
After the January 24, 2024 meeting, the Bank of Canada maintained its overnight rate for the fourth time in succession. It appears we really have hit the ceiling of rate ...

GTA News

Newsletter: "Spring Real Estate Trends & Mortgage Insights
Newsletter: “Spring Real Estate Trends & Mortgage Insig...
Spring is in the air, and with it, a blossoming interest in the Canadian real estate market. This past month, we've observed an intriguing trend: numerous buyers are stepping forward, ...
Don't Delay: Tips for Young Torontonians Filing Income Tax Returns
Don’t Delay: Tips for Young Torontonians Filing Income Tax ...
Some young Torontonians may have delayed filing their 2023 income tax return, perhaps anticipating a refund. However, if they do owe money, they promptly expose themselves to late-filing penalties and ...
Federal Government Unveils Ambitious Plan to Tackle Canada's Housing Crisis
Federal Government Unveils Ambitious Plan to Tackle Canada’...
In the bustling Toronto real estate market, Canada's recent immigration boom has ignited concerns among experts regarding housing and infrastructure strain. With many communities falling short of housing targets, worries ...
Understanding Personal Credit Scores: Debunking Common Misconceptions
Understanding Personal Credit Scores: Debunking Common Misconcept...
At our brokerage, we take pride in our extensive knowledge of credit matters. With over twenty years of experience, Ross has helped thousands of Canadians improve their personal credit histories. Growing Concerns ...
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Featured image for GTA Variable-Rate Mortgage Payments
GTA Homeowners are Struggling with Variable Rate Mortgages
Published: Feb 13, 2023 How should you deal with your variable rate mortgage? It’s no secret GTA homeowners who have ...
Bank of Canada Rate Hike Announcement
Bank of Canada Rate Hike Announcement
After the January 24, 2024 meeting, the Bank of Canada maintained its overnight rate for the fourth time in succession ...
Should I Convert My Variable Rate Mortgage to Fixed?
Should I Convert My Variable Rate Mortgage to Fixed?
Should you convert to a fixed rate loan? Update on July 12, 2023

Homeowners near our Richmond Hill, Mississauga, Toronto locations ...

All Articles

Canada's Renter Bill of Rights Update: Impact of Rent Payments on Credit Scores Explained
Canada’s Renter Bill of Rights Update: Impact of Rent Payme...
Understanding the Potential Benefits & Challenges of the New Credit Score Integration for Renters In a bold move to reshape the Canadian housing market ...
10 Real Estate & Financing Challenges - When to Consider a Private Mortgage Solution
10 Real Estate & Financing Challenges – When to Conside...
Buying a New Home Before Selling? The Dilemma of an Unsold Property Note to our reader: For client privacy, the names of the subjects ...
Awarded Best Mortgage Broker - Toronto!
Awarded Best Mortgage Broker – Toronto!
In a city as vibrant and dynamic as Toronto, standing out in the competitive mortgage industry is no small feat. However, Ross Taylor Mortgages ...
Awarded Best Mortgage Broker by Mortgage Broker Pros
Awarded Best Mortgage Broker by Mortgage Broker Pros
Mortgage Broker Pros - Best in Mississauga "His services are particularly ideal for first-time homebuyers, investors, and anyone facing challenging circumstances such as inadequate ...
What To Do With Your Variable Rate Mortgage
What To Do With Your Variable Rate Mortgage
After ten increases to the Prime Rate, what should you do with your variable rate mortgage? ...
Featured image for GTA Variable-Rate Mortgage Payments
GTA Homeowners are Struggling with Variable Rate Mortgages
Published: Feb 13, 2023 How should you deal with your variable rate mortgage? It’s no secret GTA homeowners who have a variable rate mortgage ...
what are your options for debt relief as a homeowner
When a Homeowner Has Too Many Debts
If you’re a homeowner who wants to get on top of their debts in today's market, we generally offer 3 solutions. This morning, Doug ...
Bank of Canada Rate Hike Announcement
Bank of Canada Rate Hike Announcement
After the January 24, 2024 meeting, the Bank of Canada maintained its overnight rate for the fourth time in succession. It appears we really ...
Should I Convert My Variable Rate Mortgage to Fixed?
Should I Convert My Variable Rate Mortgage to Fixed?
Should you convert to a fixed rate loan? Update on July 12, 2023Homeowners near our Richmond Hill, Mississauga, Toronto locations with variable interest rate ...
Variable Rate Mortgages Are About To Hit Their Trigger Rate
Variable Rate Mortgages Are About To Hit Their Trigger Rate
What is about to happen to variable rate mortgages? Most variable rate mortgages have static monthly payments, which protect the borrower’s cash flow from ...
July 13th Bank of Canada Announcement
July 13th Bank of Canada Announcement
The Bank of Canada has increased the overnight rate by a whopping 1%, which means the chartered banks will most likely raise their Prime ...
Mortgage Stress test - Everything you need to know and more
Mortgage Stress test – Everything you need to know and more
Much has changed since this article was first published back in 2018. The mortgage stress test is not a foreign concept to homeowners and ...
8 Ways the Federal Budget 2022 Affects You
8 Ways the Federal Budget 2022 Affects You
Federal Budget 2022 - Mortgage and Real Estate Impacts. Last week’s Federal Government 2022 Budget included a much-improved roadmap for first-time homebuyers to potentially ...
Three Ways To Beat The Mortgage Stress Test
Three Ways To Beat The Mortgage Stress Test
Updated January 27, 2023All major banks are now offering five year variable rate mortgages around six percent! And five year fixed rates are much ...
Rate Hikes Have Begun - What You Need To Do
Rate Hikes Have Begun – What You Need To Do
The rate hikes we have been expecting have started. I recently made a guest appearance on the CBC Radio 1 show, BC Today (starts ...
Rate Hikes Coming - Here's What To Do
Rate Hikes Coming – Here’s What To Do
There seem to be three big things on everyone's minds these days: The incredible pace at which real estate everywhere is increasing in price.Inflation ...
When Do You Need a Co-Signer For Your Mortgage?
When Do You Need a Co-Signer For Your Mortgage?
Mortgage qualifying rules are stricter than ever before. Mortgage rates are rising, and homes are more expensive in Canada. In this market, it's not ...
What Is The Impact Of Rising Interest Rates On Mortgage Pre-Approvals?
What Is The Impact Of Rising Interest Rates On Mortgage Pre-Appro...
With inflation in Canada at its highest levels in 18 years, talk has resumed about the prospect of higher mortgage interest rates much sooner ...
7 Things You Need To Know About Bridge Mortgages
7 Things You Need To Know About Bridge Mortgages
If your current home will not be sold prior to buying your next home, you probably need a bridge mortgage. The cost and ability ...
First Time Homebuyer Mortgage Checklist
First Time Homebuyer Mortgage Checklist
When you are making plans to buy your first home, it's impossible to know what you don't know. This first time homebuyer mortgage checklist ...