A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are surprised to learn that numerous mistakes on their credit report ... Read More
Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases where it makes sense to bypass this process, yet still ... Read More
Many services are available to give Canadians free access to their credit scores, but the problem is they all provide different results. No industry standards exist to ensure credit score ... Read More
Running commentary and news updates on COVID-19's impact on banking, real estate, mortgages, government relief programs, personal credit, and other ... Read More
Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ... Read More
The media paints alternative lenders as shadowy, less-than-reputable lenders who prey on desperate homebuyers. We look at the important role ... Read More
Running commentary and news updates on COVID-19's impact on banking, real estate, mortgages, government relief programs, personal credit, and other ... Read More
Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ... Read More
The media paints alternative lenders as shadowy, less-than-reputable lenders who prey on desperate homebuyers. We look at the important role ... Read More
Published: • Mortgage Vocabulary: What's the Difference Between 'Amortization Period' and 'Mortgage Term'? Mortgage professionals often fall into the trap ... Read More
Published: • Stress of Bidding Wars Drives Homebuyers to Abandon Safety of Financing Condition Multi-offer situations (bidding wars) typically rear ... Read More
Published: • Banks Often Take Advantage of Unsuspecting Customers With Unreasonable Prepayment Penalties Closed mortgage penalties are typically the greater ... Read More
Be Wary of Debt Settlement Companies; Stick With Registered Credit Counselors or Bankruptcy Trustees Who Are Professionally Certified and Bound ... Read More
How Does Bankruptcy Affect Business Owners? Acknowledgement: Many thanks to Karen Adler, CIRP, who reviewed and improved this series of posts ... Read More
What Are The Alternatives To Consumer Proposals and Bankruptcy? Acknowledgement: Many thanks to Karen Adler, CIRP, who reviewed and improved ... Read More
