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Variable Rate Mortgages

What To Do With Your Variable Rate Mortgage

After ten increases to the Prime Rate, what should you do with your variable rate mortgage? ...
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GTA Homeowners are Struggling with Variable Rate Mortgages

Published: Feb 13, 2023 How should you deal with your variable rate mortgage? It’s no secret GTA homeowners who have ...
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Bank of Canada Rate Hike Announcement

After yet another Bank of Canada rate increase, we can expect the banks’ prime rate to increase commensurately. Here is ...
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Recent Articles

Awarded Best Mortgage Broker by Mortgage Broker Pros

Mortgage Broker Pros - Best in Mississauga "His services are particularly ideal for first-time homebuyers, investors, and anyone facing challenging circumstances such as inadequate credit or overwhelming debt." - Mortgage ...
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What To Do With Your Variable Rate Mortgage

After ten increases to the Prime Rate, what should you do with your variable rate mortgage? ...
Read More

GTA Homeowners are Struggling with Variable Rate Mortgages

Published: Feb 13, 2023 How should you deal with your variable rate mortgage? It’s no secret GTA homeowners who have a variable rate mortgage have had a miserable time of ...
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what are your options for debt relief as a homeowner

When a Homeowner Has Too Many Debts

If you’re a homeowner who wants to get on top of their debts in today's market, we generally offer 3 solutions. This morning, Doug Hoyes and Ted Michalos posted a ...
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Awarded Best Mortgage Broker by Mortgage Broker Pros

Mortgage Broker Pros - Best in Mississauga "His services are particularly ideal for first-time homebuyers, investors, and anyone facing challenging circumstances such as inadequate ...
Read More

What To Do With Your Variable Rate Mortgage

After ten increases to the Prime Rate, what should you do with your variable rate mortgage? ...
Read More

GTA Homeowners are Struggling with Variable Rate Mortgages

Published: Feb 13, 2023 How should you deal with your variable rate mortgage? It’s no secret GTA homeowners who have a variable rate mortgage ...
Read More

When a Homeowner Has Too Many Debts

If you’re a homeowner who wants to get on top of their debts in today's market, we generally offer 3 solutions. This morning, Doug ...
Read More

Bank of Canada Rate Hike Announcement

After yet another Bank of Canada rate increase, we can expect the banks’ prime rate to increase commensurately. Here is the full fallout of ...
Read More

Should I Convert My Variable Rate Mortgage to Fixed?

Should you convert to a fixed rate loan? Update on July 12, 2023Homeowners near our Richmond Hill, Mississauga, Toronto locations with variable interest rate ...
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Variable Rate Mortgages Are About To Hit Their Trigger Rate

What is about to happen to variable rate mortgages? Most variable rate mortgages have static monthly payments, which protect the borrower’s cash flow from ...
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July 13th Bank of Canada Announcement

The Bank of Canada has increased the overnight rate by a whopping 1%, which means the chartered banks will most likely raise their Prime ...
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Mortgage Stress test – Everything you need to know and more

Much has changed since this article was first published back in 2018. The mortgage stress test is not a foreign concept to homeowners and ...
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8 Ways the Federal Budget 2022 Affects You

Federal Budget 2022 - Mortgage and Real Estate Impacts. Last week’s Federal Government 2022 Budget included a much-improved roadmap for first-time homebuyers to potentially ...
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Three Ways To Beat The Mortgage Stress Test

Updated January 27, 2023All major banks are now offering five year variable rate mortgages around six percent! And five year fixed rates are much ...
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Rate Hikes Have Begun – What You Need To Do

The rate hikes we have been expecting have started. I recently made a guest appearance on the CBC Radio 1 show, BC Today (starts ...
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Rate Hikes Coming – Here’s What To Do

There seem to be three big things on everyone's minds these days: The incredible pace at which real estate everywhere is increasing in price.Inflation ...
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When Do You Need a Co-Signer For Your Mortgage?

Mortgage qualifying rules are stricter than ever before. Mortgage rates are rising, and homes are more expensive in Canada. In this market, it's not ...
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What Is The Impact Of Rising Interest Rates On Mortgage Pre-Appro...

With inflation in Canada at its highest levels in 18 years, talk has resumed about the prospect of higher mortgage interest rates much sooner ...
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7 Things You Need To Know About Bridge Mortgages

If your current home will not be sold prior to buying your next home, you probably need a bridge mortgage. The cost and ability ...
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First Time Homebuyer Mortgage Checklist

When you are making plans to buy your first home, it's impossible to know what you don't know. This first time homebuyer mortgage checklist ...
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What’s The Best Mortgage Rate?

Published: • Reputable mortgage specialists do not believe the number one factor in selecting a mortgage is the interest rate. Once you understand what ...
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Ready To Buy A Home? How To Assemble A Great Support Team

Everyone needs a home-buying support team that includes a real estate agent, mortgage specialist, and real estate lawyer. As you search for the right ...
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Why You Need A Down Payment Strategy

Having the right down payment strategy can save you a lot of money in the long term, and pay back with more equity growth ...
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