Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

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Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mortgage
The Bank of Canada took a rare step in July 2025 by laying out three distinct economic scenarios instead of one forecast. Whether tariffs hold steady, ease, or escalate, each ...
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Ross Taylor Mortgages - Can You Get A Mortgage After A Consumer Proposal Yes—Here’s How
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Wondering if homeownership is possible after a consumer proposal? Discover how one reader cleared debt, rebuilt credit, and leveraged a vendor take-back mortgage to buy land and a home—plus expert ...
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Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
Will the Bank of Canada Cut Rates on July 30th?
Wondering if the Bank of Canada will cut rates on July 30, 2025? Learn what economists expect, how a rate cut could impact variable and fixed mortgage rates, and what ...
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@RossTaylorMoney Twitter

Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.

 
 

 

GTA News

Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors. 

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Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mo...
The Bank of Canada took a rare step in July 2025 by laying out three distinct economic scenarios instead of one forecast. Whether tariffs hold steady, ease, or escalate, each ...
Read More
|
Ross Taylor Mortgages - Can You Get A Mortgage After A Consumer Proposal Yes—Here’s How
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Wondering if homeownership is possible after a consumer proposal? Discover how one reader cleared debt, rebuilt credit, and leveraged a vendor take-back mortgage to buy land and a home—plus expert ...
Read More
|
Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
Will the Bank of Canada Cut Rates on July 30th?
Wondering if the Bank of Canada will cut rates on July 30, 2025? Learn what economists expect, how a rate cut could impact variable and fixed mortgage rates, and what ...
Read More
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Why Are So Many Canadian Homes Selling Below Asking Price This Summer
Why Are So Many Canadian Homes Selling Below Asking Price This Su...
Homes in Toronto are selling for tens of thousands under asking this summer, marking a major market reset. Economic uncertainty and rising listings are giving buyers the edge. Find out ...
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Canadian Mortgage Trends

Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

 

 

Looking for something else?

Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.

Why Are So Many Canadian Homes Selling Below Asking Price This Summer
Why Are So Many Canadian Homes Selling Below Asking Price This Su...
Homes in Toronto are selling for tens of thousands under asking this summer, marking a major market reset. Economic uncertainty and rising listings are ...
Read More
Ross Taylor Mortgages - Canada Housing Market 2025 City-by-City Summer Update
Canada Housing Market 2025: City-by-City Summer Update
Summer 2025 brings major real estate shifts. From Vancouver’s buyer’s market to Montreal’s seller surge, find out where your city stands now ...
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Ross Taylor Mortgages - Toronto Housing Market 2025 Should You Buy Now
Toronto Housing Market 2025: Should You Buy Now?
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power than ever—if they’re ready ...
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Ross Taylor Mortgages - Toronto Condos Smart Living or Dog Crates
Toronto Condos: Smart Living or “Dog Crates”?
The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article explores how policy, market ...
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Ross Taylor Mortgages - What Mark Carney's Win Means for the Housing
What Mark Carney’s Win Means for the Canadian Housing Market...
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, ...
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What Are the Best Mortgage Strategies for Spring 2025?
What Are the Best Mortgage Strategies for Spring 2025?
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, ...
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Ross Taylor Mortgages - How Does Having a Co-signer Affect My Eligibility For First-Time Home Buyer Incentives in Canada
How Does Having a Co-signer Affect My Eligibility For First-Time ...
Thinking about using a co-signer for your first home purchase? While it can help you secure a mortgage, it might affect your access to ...
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Ross Taylor Mortgages - Paying More Than You Should 5 Things You Need To Know About Big Bank Mortgages In Canada
Paying More Than You Should? 5 Things You Need To Know About Big ...
Paying more than you should for your mortgage? Discover 5 things you need to know about big bank mortgages in Canada—uncover hidden costs, explore ...
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