Blog | Ask Ross | Ross Taylor Mortgages

Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

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Get answers to your questions no matter how difficult – 7 days a week.

GTA News

Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors.

Policy Shifts & Economic Trends Impact on Toronto’s Rea...

Toronto's housing market faces challenges with shifting immigration policies, economic fluctuations, and construction activities. Understand the impact on labour markets, regional housing pressures, and investment diversification strategies ...

Impact of Canada’s Immigration Policy Changes on Richmond Hill’s ...

Canada’s immigration policy changes may impact Richmond Hill’s real estate market. With potential housing oversupply and lower property values, it’s a crucial time for buyers and investors. International students and ...

4 Tips for Mississauga Residents on How to Choose the Right Mortg...

Mississauga residents learn why a trustworthy broker is crucial for their financial health. 4 Key factors for evaluating brokers and securing the best mortgage terms ...

Ottawa Housing Trends 2024 – What Buyers & Sellers Need...

Stay informed on Ottawa's real estate market: a 1.2% rise in home prices and balanced inventory levels create opportunities for all buyers ...

Canadian Mortgage Trends

Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

Looking for something else?

Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.

Bank of Canada Rate Cut July 2024 Q&A: What It Means for Cana...

Learn about the effects of the Bank of Canada's July 2024 rate cut on mortgages, refinancing, and the Canadian economy in our thorough Q&A ...

Canada’s Renter Bill of Rights Update: Impact of Rent Payme...

Understanding the Potential Benefits & Challenges of the New Credit Score Integration for Renters In a bold move to reshape the Canadian housing market ...

Awarded Best Mortgage Broker – Toronto!

In a city as vibrant and dynamic as Toronto, standing out in the competitive mortgage industry is no small feat. However, Ross Taylor Mortgages ...

Bank of Canada Rate Hike Announcement

After the January 24, 2024 meeting, the Bank of Canada maintained its overnight rate for the fourth time in succession. It appears we really ...

July 13th Bank of Canada Announcement

The Bank of Canada has increased the overnight rate by a whopping 1%, which means the chartered banks will most likely raise their Prime ...

Mortgage Stress test – Everything you need to know and more

Much has changed since this article was first published back in 2018. The mortgage stress test is not a foreign concept to homeowners and ...

8 Ways the Federal Budget 2022 Affects You

Federal Budget 2022 - Mortgage and Real Estate Impacts. Last week’s Federal Government 2022 Budget included a much-improved roadmap for first-time homebuyers to potentially ...

Three Ways To Beat The Mortgage Stress Test

Updated January 27, 2023All major banks are now offering five year variable rate mortgages around six percent! And five year fixed rates are much ...

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