Apply For a MortgageWe will work to find the right mortgage or credit solution for you.
First Time Home Buyer From easy pre-approvals to low down payments and great rates, Ross Taylor & Associates will guide you through your entire first home buying process.
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Private Mortgages Get access to a wide selection of vetted private lenders who can help with debt consolidation, tax arrears, restructuring your finances and more.
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Bad Credit Mortgages With a dedicated source of mortgage options for those who may have had past credit issues and now wish to buy or refinance a home – we can help!
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Second Mortgages Second mortgages are loans against the equity of your home. With access to our low second mortgage rates, you can meet your expense demands in a more strategic and controlled manner than credit cards.
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Mortgage Refinancing Refinancing allows you to take the equity out of your home. It’s an easy, low-cost way to access funds. It usually means your mortgage is replaced by another mortgage with a different rate.
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Mortgage Renewal You must renew your mortgage contract 21 days before the end of your existing term. We will provide you with mortgage renewal information and options based on your circumstances.
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Reverse Mortgages Reverse mortgages have become an ever-growing choice for those 55+ to access more savings for their retirement or to help out their family before they pass on.
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CRA Debt Mortgages It’s not unusual to owe money to the Canada Revenue Agency (CRA) after filing your personal tax return. But there are situations where the amount owed adds up to a significant amount.
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Self Employed Mortgages Learn more.
Find out how much you can afford today.
Complete this simple application to understand how much you can afford.
Credit Repair
Get a customized plan and one-to-one assistance to correct reporting errors and boost your credit score so you can achieve your financial goals. Our credit repair services will help you:
- Eliminate reporting inaccuracies that may be dragging down your personal credit score.
- Position you in the best possible light when creditors review your file.
- Receive tips for optimizing your score to rebuild your personal credit history after going through a personal financial trauma such as a debt settlement program, bankruptcy or consumer proposal.
- Get a credit score, BOOST! We will tell you upfront what you can expect.
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