Getting a Mortgage with Bad Credit

It’s no surprise that your credit score and history are important factors that financial institutions consider when determining your eligibility for a mortgage. So, what happens if your credit isn’t in the greatest shape? It’s important to know that there are options available for you. Our team of specialists understands that life events resulting in bad credit happen, and we are equipped to help you find the best mortgage solution for you.

How we can help you get a mortgage with bad credit

  1. Ross will first review your credit to determine if there are steps to increase your credit score immediately. A higher score will result in a better mortgage result and lower rates.
  2. Known as Doctor Credit across Canada since 2006, Ross is a sought-after speaker who teaches other mortgage brokers how to repair credit and arrange bad credit mortgages.
  3. We are one of the only mortgage teams in Ontario offering an in-house registered insolvency counsellor with dedicated bad credit mortgage sources and specialists.
  4. Regardless of your credit history, our lender specialists will extend a loan to you at a fair rate.
  5. We have successfully arranged hundreds of mortgages for borrowers with bad credit.
  6. We have superb relationships with several trustees in bankruptcy and consumer proposals.

Before you consider a consumer proposal or bankruptcy, reach out to us. Our team specializes in bad credit mortgages and can help you find the best home loan for your credit situation and budget.

Learn more about your mortgage options today

We provide customized solutions with proven results, the best rates, and trusted lenders.


Credit Repair

Get a customized plan and one-to-one assistance to correct reporting errors and boost your credit score so you can achieve your financial goals.

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