Areas Served

Oakville, Brampton

Boroughs in Mississauga: Applewood, Central Erin Mills, Churchill Meadows, Clarkson, Cooksville,C reditview, East Credit, Erin Mills, Erindale, Fairview, Hurontario, Lakeview, Lisgar, Lorne Park, Malton, Meadowvale, Meadowvale Village, Mineola, Mississauga Valleys, Port Credit, Rathwood, Rockwood Village, Sheridan, Streetsville

We will even help rebuild your credit score!

Ross is dedicated to providing helpful information, personal insights, and genuine advice for all who seek it. We have a dedicated set of calculators available on our website for you to use and reference. If you’re looking to get a mortgage or planning to buy and need to know what you can afford, our clients will unanimously say Ask Ross.

Read Our Clients Testimonials

If you are looking to buy or refinance a home, or have recently completed a consumer proposal/bankruptcy, which is dragging down your credit score, Ross Taylor Mortgages will work tirelessly to achieve the results that are right for you.

Ross is dedicated to providing helpful information, personal insights, and genuine advice for all who seek it. If you’re looking to get a mortgage or planning to buy and need to know what you can afford, our clients will unanimously say Ask Ross.

Over 400 5-star reviews from our clients.

The many ways we help our clients

We offer many mortgage solutions to Canadians at the best rate they can afford. Borrowers love Ross Taylor Mortgages for our expertise, and access to A to private mortgage lenders. 

In the fixed rate vs. variable rate debate, we’ll fit you with the right mortgage depending on what you need. If you want low rates or you’re looking for the lowest monthly payment, our mortgage brokerage will get you into your new home. Let our mortgage agents help you navigate the difficult mortgage process

When it comes time to refinance your mortgage loan, we’ll follow up with you to discuss the prepayment, and get you the lowest mortgage rates possible or work towards pulling out home equity for debt consolidation. We will find your best mortgage options.

We specialize in difficult mortgages and work tirelessly to get you the best mortgage available. We work through your down payment strategy, getting a pre-approval, locking in those interest rates, and sealing the deal with a lender. 

We deal exclusively in residential mortgages, but can point you in the right direction for a commercial mortgage.

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Do Mortgage brokers charge more in Mississauga than Toronto?

Mortgage brokers do not charge an outright fee for mortgages. We take a percentage from the loan amount. Regardless where you purchase a home, the fees will be the same percentage of the total. When looking at private lenders, there are fees associated, but not location based.

Do mortgage brokers normally work on saturdays, weekends or holidays?

Our mortgage agents work on the days that make sense for you. We are open from Monday-Saturday, but field phone calls and emails everyday if necessary to meet your mortgage needs.

Does Meadowvale Mississauga have expensive housing prices?

As of June 2022 Meadowvale is actually averaging 10% less expensive than the Mississauga average.

Is Port Credit a good place to purchase a house?

When looking at an ideal home, Port Credit is a wonderful neighbourhood. There are plenty of schools and amenities in close proximity. It also boasts a very high walk, bike, and transit score.

Is it worth going to a mortgage broker / What are the benefits of working with a mortgage broker?

I might be biased but of course, you should! I couldn’t imagine navigating the complicated process of residential mortgages without a broker.

What is the difference between a mortgage broker and a bank?

The largest difference you will see between a mortgage broker and a bank is the access to lenders. The banks will offer you rates and services provided within their corporate structure, whereas mortgage brokers can shop around for the best rates possible, including those at the big banks.

What are the advantages of using a mortgage broker?

Mortgage brokers have the unique perspective of offering you the best solutions with the widest range of lenders. We can discuss amortization, mortgage terms, lowest rates, what your mortgage payments will be if it’s best to pick a 5-year variable, and so many more options. We have the ability to offer you the right solutions to fit your goal within the mortgage industry. 

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