Most of the mortgages we arrange are at no cost to Mississaugans. We are paid well by the lenders themselves for our services. However, if we find you need a mortgage from a private lender or a B-lender, then that is different and indeed there will be fees. But I can assure you the fees are exactly the same for people in Mississauga than they are for Torontonians.

Our team is formally open six days a week, with Sunday being our day of rest. That said, we understand weekends are the time when Mississaugans have time to reflect on their mortgage needs and also may be out shopping for real estate, even on a Sunday. AS a result, we will field your phone calls and emails everyday to meet your mortgage needs.

As of December 2022 Meadowvale Ontario average home sales prices are $788,000, which is down a whopping 27% from one year before. Meadowvale is much more affordable than most parts of Mississauga. Mississauga average sold prices are much higher, at $977,000 and down only 11% from the year previously.

Values in Port Credit have held up better than other parts of Peel Region. The average home in January 2023 is pretty husky $1,351,000 and prices dropped “only” 19% in the past year. When looking at an ideal home, Port Credit is a wonderful neighbourhood. There are plenty of schools and amenities in close proximity. It also boasts a very high walk, bike, and transit score.

I couldn’t imagine navigating the complicated process of residential mortgages without an excellent broker. And why wouldn’t you?

Anyone working with Ross Taylor Mortgages in Mississauga gets the full benefit of Ross’s 20 years of experience; his knowledge and connections. And it does not cost you a penny.

It’s our job to understand all the nuances of investment properties, owner occupied properties, hi ratio purchase mortgages, problems to get you out of CRA debt or even pay off a consumer proposal! You need a mortgage once every five years or so, whereas we handle hundreds of mortgages every single year. It just makes sense.

The banks have very capable mortgage professionals skilled at presenting their banks’ mortgage products. But that’s it. Sometimes their bank does not really want new mortgages on their balance sheet, and when that happens, their rates will be way too high and their approval process might be miserable.

A skilled mortgage broker has her finger on the pulse of dozens and dozens of lenders. She knows who is offering the best rates and products at any given time. He also knows which lenders are all talk and no action. Maybe they have great rates but lousy service or response times.

And your mortgage broker will always be available to you as your needs evolve. Even if you move out of town. Our services are seamless and not location dependent. And you don’t have to worry that your rep will leave – because it always seems at the banks that the good ones are never there when you go back.

Mortgage brokers live, breath, eat, sleep and are always thinking about mortgages. Even when we are on vacation or chilling at home on the weekend, we are always “on”. You want that passion and expertise in your corner for every important real estate transaction you may be involved in.

Sometimes it’s just to run another offer by us, and we will tell you if you are being treated fairly or not.

Sometimes you want that broad representation of lenders that you are never going to get from dealing directly with your bank or credit union. In that case, find the smartest, nicest most responsive and client centric mortgage broker you can, and tap into all that she can offer.

Yes, the 2023 Budget includes a property tax increase of 2.8 percent for Caledon, Brampton and Mississauga.