Mortgage Renewal in Toronto & Area

You can no longer afford to be casual about your mortgage renewal.

Now, the onus is on you to prove you still deserve the lowest rates and best terms for your mortgage. Because mortgage lenders in 2018 are FAR more careful about the renewal offers they make.

Don’t worry, if you are still Rock Star Status, we will have multiple lenders competing for the right to fund your new mortgage.

But if things have changed since you originally got your mortgage, let’s get WAY out in front of that. Let’s assess your circumstances together and see what your current lender will see when the time comes. Often there are things we can do to strengthen your case.

Here is how we can help you get in front of all this:

1. We will review your Equifax credit report in detail to ensure it puts your best foot forward. We see reporting errors in our clients’ credit reports more than HALF the time!!We can fix those errors NOW – before they become a problem
2. We will give you a complimentary home valuation to help determine the new loan to value ratio of your renewing mortgage
3. We will run a simulated stress test on your financials, and determine if you still meet the new mortgage lending guidelines.