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Mortgage Renewals & Refinancing

Should I Convert My Variable Rate Mortgage to Fixed?
Should I Convert My Variable Rate Mortgage to Fixed?
Homeowners in Richmond Hill, Mississauga, Toronto and the GTA with variable rate mortgages watch in dismay as the Bank of ...
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Variable Rate Mortgages Are About To Hit Their Trigger Rate
Variable Rate Mortgages Are About To Hit Their Trigger Rate
What is about to happen to variable rate mortgages? Most variable rate mortgages have static monthly payments, which protect the ...
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Mortgage Stress test - Everything you need to know and more
Mortgage Stress test – Everything you need to know and more
Many homebuyers ask me how the new mortgage stress test rules affect them. Is the mortgage stress test just for ...
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Rate Hikes Have Begun - What You Need To Do
Rate Hikes Have Begun – What You Need To Do
The rate hikes we have been expecting have started. I recently made a guest appearance on the CBC Radio 1 ...
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COVID-19 Q & A: Is It Possible to Renew a Mortgage While In a Consumer Proposal?
COVID-19 Q & A: Is It Possible to Renew a Mortgage While In ...
A reader asks whether COVID-19 has affected her ability to renew a mortgage while still in a consumer proposal, and ...
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Rising Interest Rates and Your Mortgage
Rising Interest Rates and Your Mortgage
Mortgage interest rates rise and fall for many reasons. Some borrowers feel the full impact of these gyrations as they ...
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Can You Be Denied A Mortgage Renewal? Mortgage Renewal Advice From ASKROSS.ca
Can You Be Denied A Mortgage Renewal? Mortgage Renewal Advice Fro...
Canada's mortgage stress test and a new international accounting standard -- IFSR 9 -- are creating tremendous uncertainty for mortgage ...
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Mortgage Renewal Tips For Ontario
Auto-renewing your mortgage is easy, but can be a very poor financial decision. These top 3 mortgage renewal tips will ...
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Alternative Mortgage Lenders Explained
Alternative Mortgage Lenders Explained
The media paints alternative lenders as shadowy, less-than-reputable lenders who prey on desperate homebuyers. We look at the important role ...
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Using Home Equity Loan & Mortgage Refinancing to Pay Off Your Consumer Proposal Early
Using Home Equity Loan & Mortgage Refinancing to Pay Off You...
If you are a homeowner in the middle of a consumer proposal, it's good to know you can get a ...
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Think Outside Of The Bank
Think Outside Of The Bank
Most of us have accounts with a chartered bank, so it's natural we turn to them when we need a ...
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Remove Co-Signer From Mortgage
Remove Co-Signer From Mortgage
Some people use a co-signer to obtain a mortgage. Being a co-signer can adversely affect your own mortgage prospects. A ...
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Top 7 Reasons to Take Equity From Your Home
Top 7 Reasons to Take Equity From Your Home
After several years of home ownership, chances are it has grown in value and you have accumulated a decent amount ...
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Three Ways to Take Equity Out of Your Home
Three Ways to Take Equity Out of Your Home
If you find yourself needing to tap into your accumulated home equity, here are the three ways available to you, ...
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Why Refinancing Makes Sense
Why Refinancing Makes Sense
Refinancing your mortgage can be a great tool to achieve many different financial goals, from saving money by lowering your ...
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