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Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the ...

Buying a New Home Before Selling? The Dilemma of an Unsold Property Note to our reader: For client privacy, the ...

The Bank of Canada has increased the overnight rate by a whopping 1%, which means the chartered banks will most ...

Much has changed since this article was first published back in 2018. The mortgage stress test is not a foreign ...

Mortgage qualifying rules are stricter than ever before. Mortgage rates are rising, and homes are more expensive in Canada. In ...

With inflation in Canada at its highest levels in 18 years, talk has resumed about the prospect of higher mortgage ...

Mortgage pre-approval is essential to knowing what your affordability range is before you make an offer to purchase a home ...

Mortgage #FAILS. Learn the underwriting risk factors that lenders use when evaluating your mortgage application, and the top 10 reasons ...

Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...

Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ...

Whether shopping for a new home, have a mortgage renewal coming up, want to refinance or just want to know ...

Mortgage pre-approval is used by lenders to “vet” borrowers and estimate spending ability for a home purchase. Seven factors determine ...

Just because you are pre-approved does not mean you are good to go and can make a firm offer with ...

Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...

Multi-offer situations (bidding wars) typically rear their ugly head in a heated market, when a desirable home in a good ...