Mortgage pre-approval is essential to knowing what your affordability range is before you make an offer to purchase a home ...
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Running commentary and news updates on COVID-19's impact on banking, real estate, mortgages, government relief programs, personal credit, and other ...
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Consumer proposals are an important part of the Canadian insolvency process, and are the main alternative to filing for bankruptcy ...
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Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy ...
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The Ottawa Region has been on a tear for a few years now, and there is no sign of things ...
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Homeowners in consumer proposals often find themselves with more options than renters. The strong real estate market might have yielded ...
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A first time buyer with questions about tapping into their RRSP when buying their first home comes up quite often ...
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It's counter-intuitive that high-ratio higher-risk mortgages qualify for lower interest rates, and banks will compete to go lower. We explain ...
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What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...
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Here we explain the importance of protecting against rising interest rates as you approach your mortgage renewal date or while ...
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Looking back to the Spring of 2017 we saw a period of uncertainty in the real estate market. A liquidity ...
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Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...
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When you close your purchase mid-month, you might have to prepay a few days’ interest on your closing date— it’s ...
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Some people use a co-signer to obtain a mortgage. Being a co-signer can adversely affect your own mortgage prospects. A ...
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Some buyers are being pressured to limit (or even eliminate) conditions in their offer to purchase these days. If you ...
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This year we have seen several instances where appraisals played a key role in determining the success of a purchase ...
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