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First Time Homebuyer? The Government Wants To Give You Money.
How to get your share of government financial incentives available Canadian first time homebuyers. There's lots available, but in most ...
How To Buy A Home In The HOT, HOT, HOT Ottawa Market
The Ottawa Region has been on a tear for a few years now, and there is no sign of things ...
What Does Mortgage Stress Test Mean?
Here we explain the mortgage stress test - what it means, why it exists, and how it affects you the ...
Why Does Small Down Payment Get A Lower Mortgage Rate?
It's counter-intuitive that high-ratio higher-risk mortgages qualify for lower interest rates, and banks will compete to go lower. We explain ...
The Myths About Co-Signing For a Mortgage
What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...
Rising Interest Rates And How They Impact Your Mortgage
Here we explain the importance of protecting against rising interest rates as you approach your mortgage renewal date or while ...
Not The Time For Short Closings In the Toronto Real Estate Market
Looking back to the Spring of 2017 we saw a period of uncertainty in the real estate market. A liquidity ...
You Must Review Your Credit History Before a Mortgage
Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...
Remove Co-Signer From Mortgage
Some people use a co-signer to obtain a mortgage. Being a co-signer can adversely affect your own mortgage prospects. A ...
What If Your Appraisal Comes In Too Low
Some buyers are being pressured to limit (or even eliminate) conditions in their offer to purchase these days. If you ...
What If Your Appraisal Reveals Problems
This year we have seen several instances where appraisals played a key role in determining the success of a purchase ...
Income properties may be a good investment
Here we talk about income properties – are they a good thing, and are there any special considerations? Ross was ...
Leave the TV Wall Mount When Selling the House
A reader writes to ask Ross about fixtures of the home being included in the sale price, in particular a ...