Mortgage & Credit Counselling Specialist 416-989-1000


Mortgages available for bad credit, self-employed, and marriage breakdowns.

Read More

Mortgage Rates

Rate specials are available, and will always be lower than our posted rates. See Terms.

Read More

Credit Counselling

We can eliminate or settle your debts, and rebuild your credit history fast. We represent you, not your creditors.

Read More

Free Consultation

You are guaranteed to leave our office with the benefit of our expertise and recommendations, at no cost.

Read More

New email phishing scam smears BMO and CRA too

Normally I can spot a ‘phishing’ email from a mile away; and feel sorry for people with less industry experience, or for whom English is not a first language. But today I received a very plausible email advising me CRA had email transferred me an amount of $98, and I should accept to deposit to …

Continue reading »


Can a mortgage pre-approval today reduce your CMHC costs

It’s old news that starting May 01, 2014, if you have less than a 20% down payment, and you are buying a home you will be charged a higher mortgage insurance premium by CMHC , Genworth, and Canada Guaranty. Several clients have asked me if they can get around the increase by requesting a pre-approval …

Continue reading »