Our Services

Mortgage and debt counselling services you can count on

Ross Taylor & Associates offers effective mortgage and debt related services to hundreds of clients throughout Toronto and the GTA. Whether you’re looking for a mortgage broker in Toronto, or a skilled counselor to assist with debt consolidation or bad credit, you’ve come to the right place.

Mortgage Services

Pre-approval, renewals and refinancing

Just because you have bad credit, does not mean you cannot buy a home. Difficult mortgages are our specialty. Whether your credit history is ‘damaged,’ you’re self-employed, or you have a lot of personal debts, we can help you.

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Debt Relief Services

Debt consolidation, bankruptcy and credit rebuilding

Stop worrying about payments and avoiding collections calls. If you’re in a tight corner with your credit burden and can’t manage to get out of it, our credit counseling experts are here to help and advocate for fair, balanced solutions to your debt problems.

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First Time
Home Buyers

Easy pre-approvals, low down payments and great rates

Looking for a first-time buyer mortgage? Search no further. If you’ve been fretting about how to get an affordable and flexible first-time buyer mortgage, we’ve got the best services and repayment options for you.

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  • I went to Ross after seeing that he is highly rated on Google. It truly was a great experience. Being a nervous first time home buyer, he sat me down and hashed things out one by one with details. He explained the rates, what to look out for and he was super transparent all along! It’s really cool when your broker suggests other alternatives that might better suit you. That’s when you know you have someone who’s looking out for your best interest. Thank you Ross!

    Sadesh Mahalingam
    Client - Review from Google Reviews
  • If you need a mortgage, no matter how dire your situation is, Ross Taylor is the best man for the job. He is very honest and very professional. He sat me down and explained to me every step of the process in a way that was easy to understand. He answered all my questions and he returns your call very quickly. I needed a second mortgage to payoff my consumer proposal. Most of the lenders were turning their backs on me because i was a high risk. Ross Taylor believed in me and went to bat for me. He got me my second mortgage and Im very grateful towards Ross Taylor. I highly recommend Ross Taylor. He is the best man for the job. Thanks Ross!!!

    Angelo Mazzei
    Client - Review from Google Reviews
  • When thinking about buying your first property all type of questions come to mind, all very uncertain. My husband and I met Ross and from the first encounter with him we knew we were in safe hands. He was willing to guide us along the process, providing us with clear answers, lot of support and understanding. He took time to know our financial situation to provide us with a great service. Ross was able to help us secure a mortgage that led us to own a property. He is not just a professional but the Best professional you will find in this area. His expertise and human touch made the difference. I recommend him and his Associates enormously. Thank you Ross for everything!

    Linda Meszaros
    Client - Review from Google Reviews

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