I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, and reduced red tape. Here's what ...
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, and money-saving strategies homeowners and first-time ...
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic uncertainty. This move impacts variable-rate mortgage holders and raises questions ...
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GTA News
Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors.
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power than ever—if they’re ready ...
Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access equity, and avoid penalties. Learn when and why refinancing may ...
The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article explores how policy, market forces, and urban design—not developer greed—shaped ...
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, and reduced red tape. Here's what ...
Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.
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Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power than ever—if they’re ready ...
Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access equity, and avoid penalties ...
The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article explores how policy, market ...
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, ...
Private mortgages can be a lifeline—but only if you know what you're getting into. This article shares 8 essential tips for Canadians considering a ...
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic uncertainty. This move impacts ...