Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

|
What Are the Best Mortgage Strategies for Spring 2025?
What Are the Best Mortgage Strategies for Spring 2025?
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, and money-saving strategies homeowners and first-time ...
Read More
|
Ross Taylor Mortgages - Bank of Canada Cuts Interest Rate to 2.75%—What It Means for You and the Housing Market
The Bank of Canada Cuts Rates Amid Trade Tensions—Is More Relief Coming?
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic uncertainty. This move impacts variable-rate mortgage holders and raises questions ...
Read More
|
Ross Taylor Mortgages - How Does Having a Co-signer Affect My Eligibility For First-Time Home Buyer Incentives in Canada
How Does Having a Co-signer Affect My Eligibility For First-Time Home Buyer Incentives in Canada?
Thinking about using a co-signer for your first home purchase? While it can help you secure a mortgage, it might affect your access to valuable first-time home buyer incentives in ...
Read More

 

@RossTaylorMoney Twitter

Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.

 
 

GTA News

Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors.

|
What Are the Best Mortgage Strategies for Spring 2025?
What Are the Best Mortgage Strategies for Spring 2025?
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, and money-saving strategies homeowners and first-time ...
Read More
|
Ross Taylor Mortgages - Bank of Canada Cuts Interest Rate to 2.75%—What It Means for You and the Housing Market
The Bank of Canada Cuts Rates Amid Trade Tensions—Is More Relief ...
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic uncertainty. This move impacts variable-rate mortgage holders and raises questions ...
Read More
|
Ross Taylor Mortgages - How Does Having a Co-signer Affect My Eligibility For First-Time Home Buyer Incentives in Canada
How Does Having a Co-signer Affect My Eligibility For First-Time ...
Thinking about using a co-signer for your first home purchase? While it can help you secure a mortgage, it might affect your access to valuable first-time home buyer incentives in ...
Read More
|
Ross Taylor Mortgages - Paying More Than You Should 5 Things You Need To Know About Big Bank Mortgages In Canada
Paying More Than You Should? 5 Things You Need To Know About Big ...
Paying more than you should for your mortgage? Discover 5 things you need to know about big bank mortgages in Canada—uncover hidden costs, explore smarter options like monoline lenders, and ...
Read More
 

Canadian Mortgage Trends

Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

 

Looking for something else?

Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.

What Are the Best Mortgage Strategies for Spring 2025?
What Are the Best Mortgage Strategies for Spring 2025?
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, ...
Read More
Ross Taylor Mortgages - Bank of Canada Cuts Interest Rate to 2.75%—What It Means for You and the Housing Market
The Bank of Canada Cuts Rates Amid Trade Tensions—Is More Relief ...
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic uncertainty. This move impacts ...
Read More
Ross Taylor Mortgages - How Does Having a Co-signer Affect My Eligibility For First-Time Home Buyer Incentives in Canada
How Does Having a Co-signer Affect My Eligibility For First-Time ...
Thinking about using a co-signer for your first home purchase? While it can help you secure a mortgage, it might affect your access to ...
Read More
Ross Taylor Mortgages - Paying More Than You Should 5 Things You Need To Know About Big Bank Mortgages In Canada
Paying More Than You Should? 5 Things You Need To Know About Big ...
Paying more than you should for your mortgage? Discover 5 things you need to know about big bank mortgages in Canada—uncover hidden costs, explore ...
Read More
7 Risks & Essential Tips For Co-Signing A Loan For Someone With Poor Credit
7 Risks & Essential Tips For Co-Signing A Loan For Someone With ...
P3: What You Need To Know About Cosigning a Mortgage In Part 2 of our “What You Need To Know About Cosigning a Mortgage” ...
Read More
What Are The 7 Essential Steps To Take When Co-Signing A Mortgage For A Family Member?
What Are The 7 Essential Steps To Take When Co-Signing A Mortgage...
Thinking of co-signing a mortgage for a family member? It’s a generous act but comes with risks. In Part 2 of our series, we ...
Read More
What Are The Tax Implications of Co-signing a Mortgage in Canada?
What Are The Tax Implications of Co-signing a Mortgage in Canada?
P1: What You Need To Know About Cosigning a Mortgage In this four-part series on “What You Need To Know: Cosigning a Mortgage,” we’ll ...
Read More
Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know
Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need ...
Learn about the major changes to Canada’s mortgage rules on December 15th, 2024. Including higher loan caps and 30-year amortizations, this article answers 8 ...
Read More