Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

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Ross Taylor Mortgages - What Mark Carney's Win Means for the Housing
What Mark Carney’s Win Means for the Canadian Housing Market
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, and reduced red tape. Here's what ...
Read More
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What Are the Best Mortgage Strategies for Spring 2025?
What Are the Best Mortgage Strategies for Spring 2025?
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, and money-saving strategies homeowners and first-time ...
Read More
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Ross Taylor Mortgages - Bank of Canada Cuts Interest Rate to 2.75%—What It Means for You and the Housing Market
The Bank of Canada Cuts Rates Amid Trade Tensions—Is More Relief Coming?
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic uncertainty. This move impacts variable-rate mortgage holders and raises questions ...
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@RossTaylorMoney Twitter

Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.

 
 

GTA News

Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors.

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Ross Taylor Mortgages - Toronto Condos Smart Living or Dog Crates
Toronto Condos: Smart Living or “Dog Crates”?
The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article explores how policy, market forces, and urban design—not developer greed—shaped ...
Read More
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Ross Taylor Mortgages - What Mark Carney's Win Means for the Housing
What Mark Carney’s Win Means for the Canadian Housing Market...
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, and reduced red tape. Here's what ...
Read More
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Ross Taylor Mortgages - Can I Get a Mortgage After a Consumer Proposal in Canada
Can I Get a Mortgage After a Consumer Proposal in Canada?
Discover how to qualify for a mortgage in Canada after completing or during a consumer proposal ...
Read More
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8 Key Things to Know Before Getting a Private Mortgage in Canada
8 Key Things to Know Before Getting a Private Mortgage in Canada
Private mortgages can be a lifeline—but only if you know what you're getting into. This article shares 8 essential tips for Canadians considering a private mortgage, including red flags, lender ...
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Canadian Mortgage Trends

Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

 

Looking for something else?

Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.

Ross Taylor Mortgages - Toronto Condos Smart Living or Dog Crates
Toronto Condos: Smart Living or “Dog Crates”?
The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article explores how policy, market ...
Read More
Ross Taylor Mortgages - What Mark Carney's Win Means for the Housing
What Mark Carney’s Win Means for the Canadian Housing Market...
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time buyers, massive homebuilding targets, ...
Read More
Ross Taylor Mortgages - Can I Get a Mortgage After a Consumer Proposal in Canada
Can I Get a Mortgage After a Consumer Proposal in Canada?
Discover how to qualify for a mortgage in Canada after completing or during a consumer proposal ...
Read More
8 Key Things to Know Before Getting a Private Mortgage in Canada
8 Key Things to Know Before Getting a Private Mortgage in Canada
Private mortgages can be a lifeline—but only if you know what you're getting into. This article shares 8 essential tips for Canadians considering a ...
Read More
What Are the Best Mortgage Strategies for Spring 2025?
What Are the Best Mortgage Strategies for Spring 2025?
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the key trends, policy changes, ...
Read More
Ross Taylor Mortgages - Bank of Canada Cuts Interest Rate to 2.75%—What It Means for You and the Housing Market
The Bank of Canada Cuts Rates Amid Trade Tensions—Is More Relief ...
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic uncertainty. This move impacts ...
Read More
Ross Taylor Mortgages - How Does Having a Co-signer Affect My Eligibility For First-Time Home Buyer Incentives in Canada
How Does Having a Co-signer Affect My Eligibility For First-Time ...
Thinking about using a co-signer for your first home purchase? While it can help you secure a mortgage, it might affect your access to ...
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Ross Taylor Mortgages - Paying More Than You Should 5 Things You Need To Know About Big Bank Mortgages In Canada
Paying More Than You Should? 5 Things You Need To Know About Big ...
Paying more than you should for your mortgage? Discover 5 things you need to know about big bank mortgages in Canada—uncover hidden costs, explore ...
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