Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

|
Closing Costs Canada - askross.ca
What Are All The Closing Costs When Buying a Home in Canada?
Closing costs in Canada can add thousands to your home purchase. This guide walks you through every fee, from land transfer taxes to legal and hidden charges. Learn what to ...
Read More
|
Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mortgage
The Bank of Canada took a rare step in July 2025 by laying out three distinct economic scenarios instead of one forecast. Whether tariffs hold steady, ease, or escalate, each ...
Read More
|
Ross Taylor Mortgages - Can You Get A Mortgage After A Consumer Proposal Yes—Here’s How
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Wondering if homeownership is possible after a consumer proposal? Discover how one reader cleared debt, rebuilt credit, and leveraged a vendor take-back mortgage to buy land and a home—plus expert ...
Read More

 

@RossTaylorMoney Twitter

Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.

 
 

GTA News

Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors.

|
Closing Costs Canada - askross.ca
What Are All The Closing Costs When Buying a Home in Canada?
Closing costs in Canada can add thousands to your home purchase. This guide walks you through every fee, from land transfer taxes to legal and hidden charges. Learn what to ...
Read More
|
Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mo...
The Bank of Canada took a rare step in July 2025 by laying out three distinct economic scenarios instead of one forecast. Whether tariffs hold steady, ease, or escalate, each ...
Read More
|
Ross Taylor Mortgages - Can You Get A Mortgage After A Consumer Proposal Yes—Here’s How
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Wondering if homeownership is possible after a consumer proposal? Discover how one reader cleared debt, rebuilt credit, and leveraged a vendor take-back mortgage to buy land and a home—plus expert ...
Read More
|
Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
Will the Bank of Canada Cut Rates on July 30th?
Wondering if the Bank of Canada will cut rates on July 30, 2025? Learn what economists expect, how a rate cut could impact variable and fixed mortgage rates, and what ...
Read More
 

Canadian Mortgage Trends

Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

 

Looking for something else?

Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.

Closing Costs Canada - askross.ca
What Are All The Closing Costs When Buying a Home in Canada?
Closing costs in Canada can add thousands to your home purchase. This guide walks you through every fee, from land transfer taxes to legal ...
Read More
Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mo...
The Bank of Canada took a rare step in July 2025 by laying out three distinct economic scenarios instead of one forecast. Whether tariffs ...
Read More
Ross Taylor Mortgages - Can You Get A Mortgage After A Consumer Proposal Yes—Here’s How
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Wondering if homeownership is possible after a consumer proposal? Discover how one reader cleared debt, rebuilt credit, and leveraged a vendor take-back mortgage to ...
Read More
Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
Will the Bank of Canada Cut Rates on July 30th?
Wondering if the Bank of Canada will cut rates on July 30, 2025? Learn what economists expect, how a rate cut could impact variable ...
Read More
Why Are So Many Canadian Homes Selling Below Asking Price This Summer
Why Are So Many Canadian Homes Selling Below Asking Price This Su...
Homes in Toronto are selling for tens of thousands under asking this summer, marking a major market reset. Economic uncertainty and rising listings are ...
Read More
Ross Taylor Mortgages - Canada Housing Market 2025 City-by-City Summer Update
Canada Housing Market 2025: City-by-City Summer Update
Summer 2025 brings major real estate shifts. From Vancouver’s buyer’s market to Montreal’s seller surge, find out where your city stands now ...
Read More
Ross Taylor Mortgages - Can I Use My Home Equity To Pay Off My CRA Debt
Can I Use My Home Equity To Pay Off My CRA Debt?
If you owe the CRA and own a home, you may be able to use your home equity to pay off tax debt and ...
Read More
Ross Taylor Mortgages - Are Reverse Mortgages a Good Idea in Canada
Are Reverse Mortgages a Good Idea in Canada?
Reverse mortgages help Canadians 55+ stay in their homes, fund retirement, and plan legacies, tax-free and with no monthly payments, while retaining full ownership ...
Read More