Apply For a MortgageBook Your Free Mortgage Consultation
Looking for a mortgage broker in Mississauga? Ross Taylor Mortgages is the leading mortgage broker in Mississauga, Ontario. Ross is a two-time national award winner, specializing in difficult mortgages and first-time homebuyers. Ross’s team works tirelessly to get you the best mortgage result possible in Canada.
If you’re looking to get a mortgage or planning to buy and need to know what you can afford, our clients will unanimously say Ask Ross. All meetings and discussions are now held by phone, email, chat, or video calls. Book your free mortgage consultation today.
Over 500 5-star reviews from our clients!
Mississaua Location
86 – 50 Burnhamthorpe Rd W Unit 239, Mississauga, ON L5B 3C2
We also have locations in Toronto, Ottawa, and Richmond Hill, Ontario
Hours of Operation
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 2:00 PM
CLOSED
How can we help you?
Use this form to tell us about your situation. If you have any questions, please add them to your message. We look forward to connecting with you 🙂
Ross Taylor Mortgages Mississauga
We provide award-winning mortgage services across Canada. In addition to our Mississauga office, we service Ontario cities and towns– Toronto, Richmond Hill Markham, Vaughan, York Region, and the rest of the GTA. If you want great service from someone you can trust – reach out to us today.
Get quick answers to your questions, no matter how difficult – 7 days a week.
Mississauga News Articles
Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know
What Are The Tax Implications of Co-signing a Mortgage in Canada?
What Our Clients Love About Us
Ross Taylor Mortgages Mississauga specializes in difficult mortgages and will work with you to get the best mortgage available. Here’s what to expect when you work with us:
- Access to the best A lenders and a wide selection of premium private lenders.
- We pride ourselves on our clear and honest communication throughout every step of the process.
- We understand our clients have different needs and require innovative and tailored solutions.
- We offer support and guidance with your down payment strategy.
- We secure the pre-approval that works best for you.
- We source the best interest rates and lock them in for you!
- Our expertise allows us to secure favourable terms from top lenders.
- We take the time to understand your short—and long-term financial goals so we can negotiate the most favourable mortgage terms for you.
Mississauga News Articles
Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know
What Are The Tax Implications of Co-signing a Mortgage in Canada?
Mississauga Mortgage Services
Ross Taylor Mortgages offers comprehensive mortgage services in Mississauga as well as Toronto and the GTA, specializing in securing the best terms for first-time buyers, refinancing, and challenging credit situations.
With decades of experience, we navigate complex mortgage landscapes to ensure you receive favourable rates and terms tailored to your financial needs.
Trust us to guide you with clarity and precision at every step, from pre-approval to final signing. Whether upgrading your home or buying your first, choose Ross Taylor Mortgages Mississauga Broker for a seamless mortgage experience. Book your free mortgage consultation today.
The Best Mortgage Rates
We offer many mortgage solutions to Canadians at the best rate they can afford. Borrowers love Ross Taylor Mortgages for our expertise and access to top A lender to private mortgage lenders.
Difficult Mortgages
We specialize in difficult mortgages and work tirelessly to get you the best mortgage. We work through your down payment strategy, getting a pre-approval, locking in those interest rates, and sealing the deal with a lender.
Expert Advice and Guidance
In the fixed rate vs. variable rate debate, we’ll fit you with the right mortgage depending on your needs. If you’re concerned about getting low rates or looking for the lowest monthly payment, our mortgage brokerage will get you into your new home. Let our mortgage agents help you navigate the difficult mortgage process.
Mortgage Refinancing Services
When it comes time to refinance your mortgage loan, we’ll follow up with you to discuss the prepayment and get you the lowest mortgage rates possible or work towards pulling out home equity for debt consolidation. We will find the best mortgage options for your new mortgage.
Residential Mortgages
We deal exclusively in residential mortgages but can point you in the right direction for a commercial mortgage broker if you require one.
Reverse Mortgages
Every Canadian deserves a financially secure and comfortable retirement. If you are 55 years of age or older, a reverse mortgage can help you access your home equity while remaining in your principal residence.
A reverse mortgage is a loan against your property that allows qualifying senior homeowners to convert a portion of their home equity into a source of cash. This money is tax-free and does not require any monthly mortgage payments until you sell or move out of your home.
Second Mortgage
Considering a second mortgage? Second mortgages are loans against the equity of your home they are also an excellent option if you need cash for home renovations, repairs, education, emergency expenses, or even consolidating debts.
With access to our competitive second mortgage rates, you will be able to meet your expense demands without relying on credit cards.
Mortgage Renewal
Is your mortgage renewal coming up? This is the time to evaluate your financial situation and goals to understand what you will need in the duration of your next term. It is also an excellent opportunity to access your home’s equity to put towards renovations, education, or simply saving more by lowering your monthly mortgage payment.
Your notice to renew your mortgage typically arrives in the mail 4 to 6 months before your renewal date. Your renewal will include several terms and competitive rate options from your lender.
Self-Employed Mortgages
Nearly 20% of Canadian income earners work for themselves, and with the gig economy on the rise, that number will continue to grow. Being a small business owner brings many joys. However, when it comes to qualifying for a mortgage, it can be pretty frustrating.
Most financial institutions require self-employed individuals to use their personal income tax assessments to qualify for a mortgage. There are several legitimate ways your accountant can render your net income as a small business owner much lower than your gross income – and this, unfortunately, makes it challenging to qualify for a mortgage by traditional means.
Rest assured, our team of experienced mortgage agents is no stranger to self-employed mortgages. We understand your unique situation and will help you get your mortgage with the most favourable terms for your situation.
Mississauga News Updates
Featured Newsletters
Catch up on our most recent newsletter editions. We’re committed to helping you understand the nuances of the market, manage your finances wisely, and achieve your homeownership goals with confidence.
Frequently Asked Questions
What areas does Ross Taylor Mortgages serve in Mississauga, Ontario?
Oakville, Brampton, Boroughs in Mississauga: Applewood, Central Erin Mills, Churchill Meadows, Clarkson, Cooksville, Creditview, East Credit, Erin Mills, Erindale, Fairview, Hurontario, Lakeview, Lisgar, Lorne Park, Malton, Meadowvale, Meadowvale Village, Mineola, Mississauga Valleys, Port Credit, Rathwood, Rockwood Village, Sheridan, Streetsville
Why choose Ross Taylor Mortgages Mississauga?
A two-time national award winner, our services are ideal for first-time homebuyers, investors, homeowners approaching a mortgage renewal, and also any homeowner facing challenging circumstances such as inadequate credit or overwhelming debt.
At Ross Taylor Mortgages, we offer low-interest rates, customized solutions, and dependable guidance throughout the mortgage financing process. We specialize in complex mortgages and work tirelessly to get you the best mortgage possible for your unique circumstances.
If you are looking to buy or refinance a home or have recently completed a consumer proposal/bankruptcy, which is dragging down your credit score, don’t worry; we are uniquely positioned to help you. Ross is also a registered Insolvency Counselor and is known across Canada as THE mortgage broker to work with if this is your situation. Ross is dedicated to providing helpful information, personal insights, and genuine advice for all who seek it. If you’re looking to get a mortgage or planning a home purchase and need to know what you can afford, our clients will unanimously say Ask Ross.
Can a mortgage broker from Mississauga get you better rates than the banks? Can a mortgage broker get you a better interest rate?
Mortgage broker services have access to multiple lenders outside of banks, giving you a wide variety of rates and options! Most of the time, the broker’s rates will be lower, but occasionally, your bank may aggressively seek new mortgages, and their rates may be similar.
What kind of support can you expect from us?
Ross Taylor Mortgages has always been passionate about educating Canadians and assisting them with financial matters. Our website was the first in Canada to publish and offer a free Trigger Rate Calculator at a time when Canadians desperately needed answers to pressing questions about their variable mortgages.
Ross has published over 700 articles to educate Canadians about financial, mortgage, housing/real estate, and credit matters. Our blog and monthly newsletters are read by thousands of Canadians across the country. At Ross Taylor Mortgages, we pride ourselves on being a trusted resource for Canadians.
What area's do you serve in Toronto?
Etobicoke, Mississauga, York, East York, North York, Toronto & East and Scarborough. Midtown, Downtown, Beaches, Liberty Village, Leaside, Leslieville, Cabbagetown, Corktown, Distillery, Danforth, Riverdale, North Toronto, Rosedale, Summerhill, Bloor West Village, High Park, The Junction, Parkdale, and everywhere in between.