As a two-time national award winner, our services are ideal for first-time homebuyers, investors, homeowners approaching a mortgage renewal, and any homeowner facing challenging circumstances such as inadequate credit or overwhelming debt.

At Ross Taylor Mortgages, we offer low interest rates, customized solutions, and dependable guidance throughout the mortgage financing process. We specialize in complex mortgages and work tirelessly to get the best mortgage possible for your unique circumstances.

If you are looking to buy or refinance a home or have recently completed a consumer proposal/bankruptcy, which is dragging down your credit score, don’t worry; we are uniquely positioned to help you. Ross is also a registered Insolvency Counselor known across Canada as THE mortgage broker to work with if this is your situation. Ross is dedicated to providing helpful information, personal insights, and genuine advice for all who seek it. 

If you’re looking to get a mortgage or planning a home purchase and need to know what you can afford, our clients will unanimously say Ask Ross.

Mortgage broker services have access to multiple lenders outside of banks, giving you a wide variety of rates and options! Most of the time, the broker’s rates will be lower, but from time to time, your bank may be aggressively seeking new mortgages, and their rates may be similar.

Ross Taylor Mortgages has always been passionate about educating Canadians and assisting them with financial matters. Our website was the first in Canada to publish and offer a free Trigger Rate Calculator at a time when Canadians desperately needed answers to pressing questions about their variable mortgages.

Ross has published over 700 articles to educate Canadians about financial, mortgage, housing/real estate, and credit matters. Our blog and monthly newsletters are read by thousands of Canadians across the country. Ross Taylor Mortgages prides itself on being a trusted resource for Canadians.

Central Ottawa: ByWard Market, Centretown, Centretown West, Downtown, The Glebe, Golden Triangle, LeBreton Flats, Lower Town, Old Ottawa East, Old Ottawa South, Sandy Hill

East End: Carson Meadows, Castle Heights, Forbes, Lees Avenue, Lindenlea, Manor Park, New Edinburgh, Overbrook, Rockcliffe Park, Vanier, Viscount Alexander Park

South End: Airport-Uplands, Alta Vista, Billings Bridge, Confederation Heights, Ellwood, Elmvale Acres, Greensboro, Hawthorne Meadows, Heron Gate, Heron Park, Hunt Club, Hunt Club Park, Riverside Park, Riverview, Mooney’s Bay Park, Sheffield Glen, South Keys, Urbandale

West End: Ambleside, Bel-Air Heights, Bel-Air Park, Belltown, Braemar Park, Britannia, Britannia Heights, Britannia Village, Carleton Heights, Carlington, Carlingwood, Central Park, Champlain Park, Civic Hospital, Copeland Park, Courtland Park, Glabar Park, Hampton Park, Highland Park, Hintonburg, Kenson Park, Lincoln Heights, McKellar Heights, McKellar Park, Mechanicsville, Michele Heights, Qualicum, Queensway Terrace North, Redwood, Rideau View, Tunney’s Pasture, Wellington Village, Westboro, Whitehaven, Woodpark, Woodroffe North

Gloucester: Beacon Hill, Blackburn Hamlet, Blossom Park, Carlsbad Springs, Carson Grove, Cedardale, Chapel Hill, Chateau Neuf, Convent Glen, Cyrville, Edwards, Elizabeth Park, Ficko, Findlay Creek, Gloucester Glen, Hiawatha Park, Honey Gables, Johnston Corners, Kempark, Leitrim, Limebank, Manotick Station, Orleans, Orleans Village, Orleans Wood, Pineview, Piperville, Ramsayville, Riverside South, Rothwell Heights, South Gloucester, Victory Hill, Windsor Park Village

Kanata: Beaverbrook, Bridlewood, Glen Cairn, Harwood Plains, Kanata, Kanata Lakes, Kanata West, Kanata Estates, Katimavik-Hazeldean, Lakeside, Malwood, Marchhurst, Marchwood, Morgan’s Grant, South March, South March Station, Strathearn, Town Centre (Kanata)

Nepean: Arbeatha Park, Arlington Woods, Barrhaven, Bayshore, Bells Corners, Belltown, Borden Farm, Boyce, Briargreen, Carleton Heights, Cedarhill Estate, Centrepointe, City View, Clearview, Country Place, Craig Henry, Crestview, Crystal Bay, Crystal Beach, Davidson Heights, Fallowfield, Fisher Glen, Fisher Heights, Fraservale, Graham Park, Grenfell Glen, Hearts Desire, Hillsdale, Jockvale, Knollsbrook, Leslie Park, Longfields, Lynwood Village, Manordale, Meadowlands, The Meadows, Merivale Gardens, Navaho, Orchard Estates, Parkwood Hills, Pheasant Run, Pineglen, Qualicum, Rideau Glen, Rocky Point, Ryan Farm, Shirleys Bay, Skyline, Stonehedge, Tanglewood, Trend Village, Twin Elm, Valley Stream, Westcliffe Estates

Cumberland: Avalon, Bearbrook, Beckett Creek, Bella Vista, Burromee, Canaan, Chaperal, Chartrand, Chatelaine Village, Cumberland Village, Cumberland Estates, Fallingbrook, French Hill, Leonard, Martins Corners, Notre-Dame-des-Champs, Navan, River Walk, Sarsfield, Town Centre (Orleans), Queenswood Heights, Queenswood South, Queenswood Village, Vars

Goulbourn: Amberwood Village, Ashton, Bryanston Gate, Dwyer Hill, Fringewood, Healey’s Heath, Mansfield, Munster, Old Stittsville, Red Pine Estates, Richmond, Stanley Corners, Stapledon, Stittsville, Woodside Acres

Osgoode Township: Belmeade, Dalmeny, Greely, Herbert Corners, Kenmore, Marionville, Marvelville, Metcalfe, Osgoode, Pana, Reids Mills, Spring Hill, Vernon, West Osgoode

Rideau: Marlborough, Baxters Corners, Becketts Landing, Burritts Rapids, Goodstown, Malakoff, Mills Corners, Moores Corners, Pierces Corners, North Gower, Carsonby, Kars, Manotick, Reevecraig, North Gower, Watterson Corners

West Carleton: Fitzroy, Antrim, Fitzroy Harbour, Galetta, Kinburn, Marathon, Marathon Village, Marshall Bay, Mohr Corners, Panmure, Quyon Ferry Landing, Smith’s Corners, Vydon Acres, Willola Beach, Woodridge

Huntley: Carp, Corkery, Huntley, Huntley Manor Estates, Manion Corners, Westmont Estates, Westwood

Torbolton: Baskin’s Beach, Buckhams Bay, Constance Bay, Crown Point, Dirleton, Dunrobin, Dunrobin Heights, Dunrobin Shore, Kilmaurs, MacLarens, McKay’s Waterfront, Torwood Estates, Woodlawn

Etobicoke, Mississauga, York, East York, North York, Toronto & East and Scarborough. Midtown, Downtown, Beaches, Liberty Village, Leaside, Leslieville, Cabbagetown, Corktown, Distillery, Danforth, Riverdale, North Toronto, Rosedale, Summerhill, Bloor West Village, High Park, The Junction, Parkdale, and everywhere in between.