About Mortgages

First Time Homebuyer Mortgage Checklist
First Time Homebuyer Mortgage Checklist
When you are making plans to buy your first home, it's impossible to know what you don't know. This first ...
Your Down Payment
Why You Need A Down Payment Strategy
Having the right down payment strategy can save you a lot of money in the long term, and pay back ...
Mortgage Lingo You Need To Know
Mortgage Lingo You Need To Know
Glossary and explanation of important mortgage terms, with links to relevant articles that discuss the nitty gritty. Links to related ...
What Does a Private Mortgage Cost?
What Does a Private Mortgage Cost?
Private mortgages have a number of costs you may not expect, and different terms and benefits than traditional mortgages. Rather ...
What You Need to Know About Mortgage Co-signing
What You Need to Know About Mortgage Co-signing
Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy ...
How to buy a Home in the HOT, HOT, HOT Ottawa Market
How To Buy A Home In The HOT, HOT, HOT Ottawa Market
The Ottawa Region has been on a tear for a few years now, and there is no sign of things ...
What does mortgage stress test mean?
What Does Mortgage Stress Test Mean?
Here we explain the mortgage stress test - what it means, why it exists, and how it affects you the ...
Why Does Small Down Payment Get a Lower Mortgage Rate?
Why Does Small Down Payment Get A Lower Mortgage Rate?
It's counter-intuitive that high-ratio higher-risk mortgages qualify for lower interest rates, and banks will compete to go lower. We explain ...
The Myths About Co-Signing For a Mortgage
The Myths About Co-Signing For a Mortgage
What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...
Think Outside Of The Bank
Think Outside Of The Bank
Most of us have accounts with a chartered bank, so it's natural we turn to them when we need a ...
First home or student loans_2 700x450X THUMBNAIL
Buy first home or repay student loans?
Published: Reader Asks: "What's the Right Choice? Pay Down Student Debt, Or Save Down Payment For Investment ...
First home or student loans?
First home or student loans?
Should you buy your first home or pay off your student debt? This is part two of the response to ...
4 Ways To Buy A Home With No Down Payment
4 Ways To Buy A Home With No Down Payment
From time to time I meet people who are anxious to buy a home, but have no down payment saved ...
Come to the dark side
Come to the dark side
Credit rating and savings are not always a mortgage slam dunk Anytime someone wants to borrow money – for whatever ...