About Mortgages

First Time Homebuyer Mortgage Checklist
When you are making plans to buy your first home, it's impossible to know what you don't know. This first ...
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Why You Need A Down Payment Strategy
Having the right down payment strategy can save you a lot of money in the long term, and pay back ...
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Mortgage Lingo You Need To Know
Glossary and explanation of important mortgage terms, with links to relevant articles that discuss the nitty gritty. Links to related ...
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What Does a Private Mortgage Cost?
Private mortgages have a number of costs you may not expect, and different terms and benefits than traditional mortgages. Rather ...
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What You Need to Know About Mortgage Co-signing
Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy ...
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How To Buy A Home In The HOT, HOT, HOT Ottawa Market
The Ottawa Region has been on a tear for a few years now, and there is no sign of things ...
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What Does Mortgage Stress Test Mean?
Here we explain the mortgage stress test - what it means, why it exists, and how it affects you the ...
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Why Does Small Down Payment Get A Lower Mortgage Rate?
It's counter-intuitive that high-ratio higher-risk mortgages qualify for lower interest rates, and banks will compete to go lower. We explain ...
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The Myths About Co-Signing For a Mortgage
What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...
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Think Outside Of The Bank
Most of us have accounts with a chartered bank, so it's natural we turn to them when we need a ...
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Buy first home or repay student loans?
Published: • Reader Asks: "What's the Right Choice? Pay Down Student Debt, Or Save Down Payment For Investment ...
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First home or student loans?
Should you buy your first home or pay off your student debt? This is part two of the response to ...
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4 Ways To Buy A Home With No Down Payment
From time to time I meet people who are anxious to buy a home, but have no down payment saved ...
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Come to the dark side
Credit rating and savings are not always a mortgage slam dunk Anytime someone wants to borrow money – for whatever ...
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