ASKROSS |

First Time Homebuyer Mortgage Checklist

When you are making plans to buy your first home, it's impossible to know what you don't know. This first ...
Read More

What’s The Best Mortgage Rate?

Published: • Reputable mortgage specialists do not believe the number one factor in selecting a mortgage is the ...
Read More

Ready To Buy A Home? How To Assemble A Great Support Team

Everyone needs a home-buying support team that includes a real estate agent, mortgage specialist, and real estate lawyer. As you ...
Read More

Why You Need A Down Payment Strategy

Having the right down payment strategy can save you a lot of money in the long term, and pay back ...
Read More

Mortgage Lingo You Need To Know

Glossary and explanation of important mortgage terms, with links to relevant articles that discuss the nitty gritty. Links to related ...
Read More

Mortgage Pre-Approval FAQs

Mortgage pre-approval is essential to knowing what your affordability range is before you make an offer to purchase a home ...
Read More

Why Is My Mortgage Application Declined?

Mortgage #FAILS. Learn the underwriting risk factors that lenders use when evaluating your mortgage application, and the top 10 reasons ...
Read More

First Time Homebuyer? The Government Wants To Give You Money.

How to get your share of government financial incentives available Canadian first time homebuyers. There's lots available, but in most ...
Read More

High Ratio Mortgages Explained

'High ratio mortgage' is a term many first time homebuyers haven't heard before, and often they don't understand how much ...
Read More

Aftermath of COVID-19: Dramatic Shifts in Housing Supply, Demand ...

Adjusting to a post COVID-19 world, many things will be different, some permanently. We analyze how Canadian housing markets, including ...
Read More

Top 10 Things Your Home Buying Budget Needs To Include (In Additi...

How Do You Ensure Your Homebuying Budget Covers Everything You'll Need For Closing Day? Buyers quickly learn it's much more ...
Read More

How Will Borrowers Be Impacted By CMHC’s Tougher Canadian M...

With a shell-shocked COVID-19 Canadian economy as backdrop, CMHC moved to tighten lending standards for insured mortgages. New rules for ...
Read More

Mortgages 101 — What You Need to Know Before Applying For a...

Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...
Read More

How To Bypass Canada’s Mortgage Stress Test When It Gives a...

Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ...
Read More