Having the right down payment strategy can save you a lot of money in the long term, and pay back ...
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Glossary and explanation of important mortgage terms, with links to relevant articles that discuss the nitty gritty. Links to related ...
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Mortgage pre-approval is essential to knowing what your affordability range is before you make an offer to purchase a home ...
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Mortgage #FAILS. Learn the underwriting risk factors that lenders use when evaluating your mortgage application, and the top 10 reasons ...
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How to get your share of government financial incentives available Canadian first time homebuyers. There's lots available, but in most ...
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'High ratio mortgage' is a term many first time homebuyers haven't heard before, and often they don't understand how much ...
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Adjusting to a post COVID-19 world, many things will be different, some permanently. We analyze how Canadian housing markets, including ...
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How Do You Ensure Your Homebuying Budget Covers Everything You'll Need For Closing Day? Buyers quickly learn it's much more ...
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With a shell-shocked COVID-19 Canadian economy as backdrop, CMHC moved to tighten lending standards for insured mortgages. New rules for ...
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Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...
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Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ...
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Whether shopping for a new home, have a mortgage renewal coming up, want to refinance or just want to know ...
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Mortgage pre-approval is used by lenders to “vet” borrowers and estimate spending ability for a home purchase. Seven factors determine ...
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In this primer for first time homebuyers, we examine how you know you're ready to take the leap, 7 steps ...
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Can You Guess The Biggest Mistake First Time Home Buyers Frequently Make? Hint: It’s NOT choosing the wrong paint colour! ...
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Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy ...
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