Published:   •  Failing a Mortgage Stress Test Doesn’t Have to Mean ‘No’ to a Mortgage While the mortgage stress test was designed to help ensure Canadians don’t overstep their financial means, there are instances where it makes sense to bypass this process, yet still keep affordability top of mind. And, while you won’t necessarily...Read More

I am a big fan of the mortgage pre-approval — in any interest rate climate. Even when mortgage interest rates are steady or falling. And doubly so when rates are creeping upwards, as we have seen in the past several months. Why? Because the pre-approval will hold an interest rate for you while you continue...Read More

Published: • As a first time buyer this is your first rodeo, but with the help of experts – your Real Estate agent, your Mortgage Specialist, heck… even your been-there-done-that parents – the journey can be a whole lot easier. This article provides key tips, advice and everything else you’ll need to be aware of...Read More