Category

Consumer Proposals & Mortgages
_buy a home completed consumer proposal 700450X THUMBNAIL
How Long Do You Have to Wait After Completing a Consumer Proposal...
After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...
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Why Your Credit History is So Bad After Completing a Consumer Proposal, and What You Can Do About It
Why Your Credit History is So Bad After Completing a Consumer Pro...
A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...
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Renew Mortgage
COVID-19 Q & A: Is It Possible to Renew a Mortgage While In ...
A reader asks whether COVID-19 has affected her ability to renew a mortgage while still in a consumer proposal, and ...
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Rebuilding Credit After a Consumer Proposal or Bankrupcy
Rebuilding Credit After Consumer Proposal or Bankruptcy
After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...
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consumer proposal 700450X THUMBNAIL
What is a Consumer Proposal?
Consumer proposals are an important part of the Canadian insolvency process, and are the main alternative to filing for bankruptcy ...
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getting a mortgage after a consumer proposal
Getting A Mortgage After A Consumer Proposal
Suppose you were in a consumer proposal and it’s now completely paid off. You have received your completion certificate from ...
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Buying a Home After a Consumer Proposal
Buying a Home After a Consumer Proposal
Buying a home after a consumer proposal is a real possibility, but you must prepare for the credit history challenge ...
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Two Ways To Pay Off Your Consumer Proposal Early
Once your consumer proposal is approved, a new reality sets in and you adjust to a life of better budgeting ...
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Early Payment of Consumer Proposal a Total Game Changer
Early Payment Of Consumer Proposal A Total Game Changer
This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...
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Homeowners in consumer proposal want to renovate their home
Homeowners in consumer proposal want to renovate their home
Homeowners in consumer proposals often find themselves with more options than renters. The strong real estate market might have yielded ...
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Paying Consumer Proposal Early Pays BIG time
Paying Consumer Proposal Early Pays BIG time
Paying off your consumer proposal early pays BIG time! In the past few years, we have helped dozens of homeowners ...
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Reestablish your credit
Reestablish your credit
How do you rebuild your credit? These days you can not avoid the need for a good credit score. Ross ...
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ASKROSS: Toronto Homebuyers' Questions And Answers
ASKROSS: Toronto Homebuyers’ Questions And Answers
Here are a couple of questions from the AskRoss mailbag. One reader asks with prices so high in the Greater ...
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canada private mortgages 700450X THUMBNAIL
Private Second Mortgage Solved Big Problems
Private mortgages are great tools for solving specific types of problems. Homeowners who need to consolidate debts or pay off ...
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BEST MORTGAGE CONSUMER 700450X THUMBNAIL
Early Pay Off Of Consumer Proposal Led To Best Mortgage Possible
When the bank said 'no' to mortgage renewal because of a consumer proposal, switching to an alternative lender and paying ...
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rebuild credit before buying home t 700x450X THUMBNAIL
Rebuild Credit Well Before Buying A Home
If buying a home is in your plans, you need to ensure your personal credit history is the best it ...
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