A reader asks whether COVID-19 has affected her ability to renew a mortgage while still in a consumer proposal, and whether it's possible to refinance, pay off the remainder of the consumer proposal and establish a secured line of credit.Read More
How To Take Equity Out of Your Home When You Need Additional Cash One of the benefits of our bullish real estate market is many of you have accumulated substantial equity in your homes. Some are content to think of this as a core part of their retirement plan, while others are itching to put...Read More
Refinancing your mortgage can be a great tool to achieve many different financial goals, from saving money by lowering your rate, to consolidating debts, to taking cash out of your equity for renovations, investment opportunities or even education.Read More
Published: • Bankruptcy and consumer proposals may not be an option if abuse of your credit privileges is suspected Recently I received an email from someone complaining she could not get out of debt.This perked my curiosity, but if you read on, you will also understand why. Dear Ross I am a hard working immigrant...Read More
