Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...
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Many services are available to give Canadians free access to their credit scores, but the problem is they all provide ...
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Private mortgages have a number of costs you may not expect, and different terms and benefits than traditional mortgages. Rather ...
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Despite increasing in market share by nearly 50% in less than a year, most Canadians don't know what private mortgages ...
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Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ...
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Consumer proposals are an important part of the Canadian insolvency process, and are the main alternative to filing for bankruptcy ...
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Tax arrears Is a debt that can't be negotiated away, with a creditor you can't afford to ignore. It's never ...
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Mortgage pre-approval is used by lenders to “vet” borrowers and estimate spending ability for a home purchase. Seven factors determine ...
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In this primer for first time homebuyers, we examine how you know you're ready to take the leap, 7 steps ...
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Canada's mortgage stress test and a new international accounting standard -- IFSR 9 -- are creating tremendous uncertainty for mortgage ...
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Auto-renewing your mortgage is easy, but can be a very poor financial decision. These top 3 mortgage renewal tips will ...
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The media paints alternative lenders as shadowy, less-than-reputable lenders who prey on desperate homebuyers. We look at the important role ...
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Buying a home after a consumer proposal is a real possibility, but you must prepare for the credit history challenge ...
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Once your consumer proposal is approved, a new reality sets in and you adjust to a life of better budgeting ...
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What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...
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Private mortgages are great tools for solving specific types of problems. Homeowners who need to consolidate debts or pay off ...
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