TCR

How Will Borrowers Be Impacted By CMHC's Tougher Canadian Mortgage Qualification Rules?
How Will Borrowers Be Impacted By CMHC’s Tougher Canadian M...
With a shell-shocked COVID-19 Canadian economy as backdrop, CMHC moved to tighten lending standards for insured mortgages. New rules for ...
How Long Do You Have to Wait After Completing a Consumer Proposal Before You Can Buy a House Or Condo?
How Long Do You Have to Wait After Completing a Consumer Proposal...
After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...
A Horrible Credit Score After Finishing a Consumer Proposal Isn't Necessarily Your Fault
A Horrible Credit Score After Finishing a Consumer Proposal Isn&#...
A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...
Good Credit Hygiene Saves Over $100K On Typical Mortgage
Good Credit Hygiene Saves Over $100K On Typical Mortgage
Many services are available to give Canadians free access to their credit scores, but the problem is they all provide ...
Rebuilding Credit After Consumer Proposal or Bankruptcy
Rebuilding Credit After Consumer Proposal or Bankruptcy
After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...
How to Fix or Rebuild Credit Fast in Canada
How to Fix or Rebuild Credit Fast in Canada
Situations often arise where a new mortgage application, or car loan/lease, is impacted by a credit score that's lower than ...
How to Improve Credit Score in Canada: Tips, Myths & Real Case Studies
How to Improve Credit Score in Canada: Tips, Myths & Real Ca...
Your credit score always matters no matter if you are buying a home, renting an apartment, leasing a car or ...
ROSS REVIEWS: Straight Talk On Your Money, by Doug Hoyes
ROSS REVIEWS: “Straight Talk On Your Money”, by Doug ...
Doug Hoyes is one of the good guys in the world of consumer proposals and bankruptcies. He published a book ...
Reestablish your credit
Reestablish your credit
How do you rebuild your credit? These days you can not avoid the need for a good credit score. Ross ...
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Repair Bad Credit For Future Mortgage
This is the story of a home buyer who had no credit history at all at the time she made ...
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Two Credit Cards Are Better Than One
It is important to exercise all your credit cards from time to time, if your goal is to optimize your ...
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Tenants Need Good Credit Too
If you have rented an apartment in the past, you know that landlords typically ask you about your credit history ...
How To Stand Out From Other Rental Applicants
How To Stand Out From Other Rental Applicants
Natasha Taylor breaks down why renting a place to live is not something you can afford to take a casual ...
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Rebuild Credit Well Before Buying A Home
If buying a home is in your plans, you need to ensure your personal credit history is the best it ...
Rebuilding Credit Wants to Buy Home 700x450X THUMBNAIL
Rebuilding Credit Wants To Buy Home
From the AskRoss mailbag, this reader wonders whether or not all his efforts to rebuild his credit history will be ...
Secured Visa Application 700x450X THUMBNAIL
Secured Visa Application
If your personal credit history is so bad that no one, not even Capital One or Canadian Tire, will give ...