30 Years of Providing Financial & Mortgage Advice
We deliver personalized financing and debt relief solutions so you can achieve your mortgage or credit goals. Ross Taylor Mortgages is one of Canada’s leading brokers, helping clients for over 30 years. Ross Taylor is continuously recognized by the Canadian Mortgage Industry for his financial expertise and knowledge of the mortgage market. ABOUT ASK ROSS
How can we help you?
FIRST TIME HOME BUYER SERVICES
Get an affordable and flexible mortgage with the best services and repayment options for you.
What you can expect:
- Quick approvals
- Low down payment and interest rates
- Guidance through the entire home buying process
PRIVATE MORTGAGE SERVICES
Access to a wide selection of private lenders who are willing to fund your mortgage.
What you can expect:
- Help consolidating debt
- Customized lending solutions
- Competitive rates and trusted lenders
CREDIT REPAIR SERVICES
Rebuild and repair your credit with a well-balanced solution to your debt problems.
What you can expect:
- Tips to optimize your score
- Get help to eliminate credit inaccuracies
- A boost to your credit score
The Ask Ross Blog
Is 2026 a Good Time to Buy a Home in Toronto?
Housing Forecasts, Rate Trends, and Mortgage Advice for Buyers in 2026 January always brings a flood of questions, but this year one stands out: “Is now a good time to buy a h...
How Canadians Can Use Second Mortgages to Crush Debt in 2026
Use a Second Mortgage to Pay Off Credit Cards, Preserve Your Rate, and Regain Control If your mortgage isn’t up for renewal until 2026 or 2027, you might think it’s too earl...
BoC Outlook: Mortgage & Renewal Rates Forecast 2026 Canada
UPDATE: Bank of Canada holds the line at 2.25% - What does this mean for 2026? On December 10th, 2025, the Bank of Canada held its overnight rate steady at 2.25%, no surprise...
Can I Use Cryptocurrency To Buy A House In Canada?
Buying a Home with Bitcoin or Ethereum in Canada Is Possible, But It’s Far From Simple Cryptocurrency is no longer just talk on Reddit or Twitter. It's being discussed in real...
What Is the Bloom Safe Rate Reverse Mortgage in Canada?
A Lifetime Fixed-Rate Reverse Mortgage with No Moving Penalties and Compassionate Terms for Retirees Retirement should be about peace of mind, not stressing about rising interes...
Why Are More Canadians Turning to Private Mortgages
When The Bank Says No, Private Mortgages In Canada Are Opening New Doors For Everyday Borrowers If you told me ten years ago that private mortgages would become a relatively mai...
Should You Buy a Toronto Condo Now or Wait Until 2026
Toronto Condo Market in 2025: What Buyers and Renters Need to Know Before 2026 Toronto’s condo market is in rough shape. No sugar-coating it.Prices continue to fall and buyers...
Will the Bank of Canada Cut Rates on September 17th?
Update: The Bank of Canada Cuts the Policy Rate to 2.5% Here’s What You Need to Know It’s official. On September 17th, the Bank of Canada cut the overnight rate by 25 basis ...
What Are First-Time Homebuyer Mortgage Questions Every Canadian Should Ask?
Everything First-Time Buyers Need to Know About Mortgages, Lenders, and Pre-Approval Recently, someone reached out to me with a thoughtful list of questions about buying their f...
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Over 500 5-star reviews from our clients
Each client has their own unique needs and preferences, but certain values are universally appreciated. There is no replacement for empathy, expertise, dedication, and above all, integrity.
At Ross Taylor Mortgages, we continuously aim to uphold these principles, and what truly matters is the satisfaction of our clients with the outcomes we achieve.