30 Years of Providing Financial & Mortgage Advice
We deliver personalized financing and debt relief solutions so you can achieve your mortgage or credit goals. Ross Taylor Mortgages is one of Canada’s leading brokers, helping clients for over 30 years. Ross Taylor is continuously recognized by the Canadian Mortgage Industry for his financial expertise and knowledge of the mortgage market. ABOUT ASK ROSS
How can we help you?
FIRST TIME HOME BUYER SERVICES
Get an affordable and flexible mortgage with the best services and repayment options for you.
What you can expect:
- Quick approvals
- Low down payment and interest rates
- Guidance through the entire home buying process
PRIVATE MORTGAGE SERVICES
Access to a wide selection of private lenders who are willing to fund your mortgage.
What you can expect:
- Help consolidating debt
- Customized lending solutions
- Competitive rates and trusted lenders
CREDIT REPAIR SERVICES
Rebuild and repair your credit with a well-balanced solution to your debt problems.
What you can expect:
- Tips to optimize your score
- Get help to eliminate credit inaccuracies
- A boost to your credit score
The Ask Ross Blog
What Is the Bloom Safe Rate Reverse Mortgage in Canada?
A Lifetime Fixed-Rate Reverse Mortgage with No Moving Penalties and Compassionate Terms for Retirees Retirement should be about peace of mind, not stressing about rising interes...
Why Are More Canadians Turning to Private Mortgages
When The Bank Says No, Private Mortgages In Canada Are Opening New Doors For Everyday Borrowers If you told me ten years ago that private mortgages would become a relatively mai...
Should You Buy a Toronto Condo Now or Wait Until 2026
Toronto Condo Market in 2025: What Buyers and Renters Need to Know Before 2026 Toronto’s condo market is in rough shape. No sugar-coating it. Headlines are flying around wi...
Will the Bank of Canada Cut Rates on September 17th?
Update: The Bank of Canada Cuts the Policy Rate to 2.5% Here’s What You Need to Know It’s official. On September 17th, the Bank of Canada cut the overnight rate by 25 basis ...
What Are First-Time Homebuyer Mortgage Questions Every Canadian Should Ask?
Everything First-Time Buyers Need to Know About Mortgages, Lenders, and Pre-Approval Recently, someone reached out to me with a thoughtful list of questions about buying their f...
What Are All The Closing Costs When Buying a Home in Canada?
Complete Guide for All Closing Costs for Canadian Homebuyers in 2025 When you're buying a home, whether it's your first or your fifth, you're likely laser-focused on your down p...
Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mortgage
From Trade Wars to Rate Cuts: How Each Scenario Shapes Your Mortgage Strategy Let’s start with the obvious: the Bank of Canada didn’t move rates yesterday. No surprises t...
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Real-Life Example and Practical Advice for Buying a Home After Credit Recovery I recently received an email from one of our readers, and I thought it would be helpful to share s...
Will the Bank of Canada Cut Rates on July 30th?
What July’s BoC Decision Means for Variable, Fixed, and Renewal Mortgage Rates in 2025 Every time we get close to another Bank of Canada interest rate announcement, I start ge...
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Over 500 5-star reviews from our clients
Each client has their own unique needs and preferences, but certain values are universally appreciated. There is no replacement for empathy, expertise, dedication, and above all, integrity.
At Ross Taylor Mortgages, we continuously aim to uphold these principles, and what truly matters is the satisfaction of our clients with the outcomes we achieve.