Book Your Free Mortgage Consultation
Looking for a mortgage broker in Toronto? Ross Taylor Mortgages is the leading mortgage broker in Toronto, Ontario. Ross is a two-time national award winner, specializing in difficult mortgages and first-time homebuyers. Ross’s team works tirelessly to get you the best mortgage result possible in Toronto and the GTA.
If you’re looking to get a mortgage or planning to buy and need to know what you can afford, our clients will unanimously say Ask Ross. All meetings and discussions are now held by phone, email, chat, or video calls. Book your free mortgage consultation today.
Over 500 5-star reviews from our clients!
Toronto Location
567 Roehampton Ave Unit 28, Toronto, ON M4P 1S5
We also have locations in Mississauga, Richmond Hill, and Ottawa.
Contact Info
Hours of Operation
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 6:00 PM
8:30 AM – 2:00 PM
CLOSED
How can we help you?
Use this form to tell us about your situation. If you have any questions, please add them to your message. We look forward to connecting with you 🙂

Voted The Best Toronto Mortgage Broker
“We find their services to be very ideal for both first-time buyers and private lenders since they are able to offer low-interest rates, customized solutions, and thorough guidance when it comes to the whole process.”
Get quick answers to your questions, no matter how difficult – 7 days a week.

What Are the Best Mortgage Strategies for Spring 2025?
The Many Ways We Support Our Clients
Ross Taylor Mortgages Toronto specializes in difficult mortgages and will work with you to get the best mortgage available. Here are some of the many reasons why you should work with us:
- Access to top A lenders and a wide selection of reputable private lenders.
- Clear and honest communication through every step of the process.
- Support through your down payment strategy.
- We secure your pre-approval.
- We lock in the best interest rates for you.
- Our expertise allows us to secure favourable terms from top lenders.
- We take the time to understand your short—and long-term financial goals so we can negotiate the most favourable mortgage terms for you.

What Are the Best Mortgage Strategies for Spring 2025?
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Toronto Mortgage Services
Ross Taylor Mortgages offers comprehensive mortgage services across Toronto and the GTA, specializing in securing the best terms for first-time buyers, refinancing, and challenging credit situations.
With decades of experience, we navigate complex mortgage landscapes to ensure you receive favourable rates and terms tailored to your financial needs.
Trust us to guide you with clarity and precision at every step, from pre-approval to final signing. Whether upgrading your home or buying your first, choose Ross Taylor Mortgages Toronto Broker for a seamless mortgage experience. Book your free mortgage consultation today.
The Best Mortgage Rates in Toronto
We provide mortgage solutions to Canadians with the best rates available. Borrowers love Ross Taylor Mortgages Toronto for our expertise and access to top A-lenders and premium private mortgage lenders.
Difficult Mortgages
We specialize in difficult mortgages and work tirelessly to get you the best mortgage. We work through your down payment strategy, getting a pre-approval, locking in those interest rates, and sealing the deal with a lender.
Expert Advice & Guidance
With decades of mortgage expertise, we guide you every step of the way—making the process simple, stress-free, and tailored to your needs. Whether you want the best rate or lower monthly payments, we’ll help you land the right mortgage for your unique situation.
Mortgage Refinancing Services
When it comes time to refinance your mortgage loan, we’ll follow up with you to discuss the prepayment and get you the lowest mortgage rates possible or work towards pulling out home equity for debt consolidation. We will find the best mortgage options for your new mortgage.
Residential Mortgages
We deal exclusively in residential mortgages and will work tirelessly to get you the best result for your situation.
Reverse Mortgages
Every Canadian deserves a financially secure and comfortable retirement. If you are 55 years of age or older, a reverse mortgage can help you access your home equity while remaining in your principal residence.
A reverse mortgage is a loan against your property that allows qualifying senior homeowners to convert a portion of their home equity into a source of cash. This money is tax-free and does not require any monthly mortgage payments until you sell or move out of your home.
Second Mortgage
Second mortgages are loans against the equity of your home. They are an excellent option if you need cash for home renovations, repairs, education, emergency expenses, or even consolidating debts.
With access to our competitive second mortgage rates, you will be able to meet your expense demands without relying on credit cards.
Mortgage Renewal
Your notice to renew your mortgage typically arrives in the mail 4 to 6 months before your renewal date. Your renewal will include several terms and competitive rate options from your lender.
This is the time to evaluate your financial situation and goals to understand what you will need in the duration of your next term.
It is also an excellent opportunity to access your home’s equity to put towards renovations, education, or simply saving more by lowering your monthly mortgage payment.
Self-Employed Mortgages
Nearly 20% of Canadian income earners work for themselves, and with the gig economy on the rise, that number will continue to grow. Being a small business owner brings many joys. However, when it comes to qualifying for a mortgage, it can be pretty frustrating.
Most financial institutions require self-employed individuals to use their personal income tax assessments to qualify for a mortgage. There are several legitimate ways your accountant can render your net income as a small business owner much lower than your gross income – and this, unfortunately, makes it challenging to qualify for a mortgage by traditional means.
Rest assured, our team of experienced mortgage agents understand your situation and have helped many self-employed clients get a mortgage.
Toronto News Updates
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