What type of mortgage is right for you Sorry to rain on your parade folks, but there is a lot more to choosing your mortgage than simply hammering your banker into submission and nailing the lowest interest rate possible. Would you choose the cheapest new home on the market, regardless of where it was located?...Read More

Can She Consolidate Her Debts Dear Ross, I own a rural property outside of Barrie. I also have a car loan, and I am two years into a five year consumer proposal. I hate having to make three large, separate payments for each of these things. Is it possible to consolidate everything into one larger...Read More

Self Employed Person Getting a Stated Income Mortgage Dear Ross, I run a successful plumbing business, and my mortgage is coming up for renewal. I’m thinking of refinancing and maybe taking out some equity to invest into expanding my business. But I hear it’s very difficult to get approved now if I don’t declare sufficient...Read More

Dear Ross, I live in Las Vegas, and three years ago I had to do a foreclosure on my home. We had bought it for $235,000 and in 2010 it was only worth around $95,000. Many of our friends did the same thing. My credit history took a beating then, but since then, it has...Read More