First Time Homebuyer

Chasing the lowest mortgage rate in 2025 might cost you more than you think. Discover five powerful strategies to build ...

Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power ...

Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access ...

The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article ...

Learn about the major changes to Canada’s mortgage rules on December 15th, 2024. Including higher loan caps and 30-year amortizations, ...

When you are making plans to buy your first home, it's impossible to know what you don't know. This first ...

Everyone needs a home-buying support team that includes a real estate agent, mortgage specialist, and real estate lawyer. As you ...

Having the right down payment strategy can save you a lot of money in the long term, and pay back ...

Glossary and explanation of important mortgage terms, with links to relevant articles that discuss the nitty gritty. Links to related ...

Mortgage pre-approval is essential to knowing what your affordability range is before you make an offer to purchase a home ...

Mortgage #FAILS. Learn the underwriting risk factors that lenders use when evaluating your mortgage application, and the top 10 reasons ...

How to get your share of government financial incentives available Canadian first time homebuyers. There's lots available, but in most ...

'High ratio mortgage' is a term many first time homebuyers haven't heard before, and often they don't understand how much ...

Adjusting to a post COVID-19 world, many things will be different, some permanently. We analyze how Canadian housing markets, including ...

Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...

Whether shopping for a new home, have a mortgage renewal coming up, want to refinance or just want to know ...