Mortgage Affordability

Ross Taylor Mortgages - Can You Get A Mortgage After A Consumer Proposal Yes—Here’s How
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Wondering if homeownership is possible after a consumer proposal? Discover how one reader cleared debt, rebuilt credit, and leveraged a ...
Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
Will the Bank of Canada Cut Rates on July 30th?
Wondering if the Bank of Canada will cut rates on July 30, 2025? Learn what economists expect, how a rate ...
Mortgage Pre-Approval FAQs
Mortgage Pre-Approval FAQs
Mortgage pre-approval is essential to knowing what your affordability range is before you make an offer to purchase a home ...
How To Bypass Canada's Mortgage Stress Test When It Gives a False Negative
How To Bypass Canada’s Mortgage Stress Test When It Gives a False...
Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ...
35 Year AM May Reduce Mortgage Payment By Ten Percent
35 Year AM May Reduce Mortgage Payment By Ten Percent
35 year amortizations used to be a hot topic in the Canadian mortgage industry. There are still a couple of ...