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Personal Finance
Why Are So Many Canadian Homes Selling Below Asking Price This Su...
Homes in Toronto are selling for tens of thousands under asking this summer, marking a major market reset. Economic uncertainty ...
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Canada Housing Market 2025: City-by-City Summer Update
Summer 2025 brings major real estate shifts. From Vancouver’s buyer’s market to Montreal’s seller surge, find out where your city ...
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Can I Use My Home Equity To Pay Off My CRA Debt?
If you owe the CRA and own a home, you may be able to use your home equity to pay ...
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Are Reverse Mortgages a Good Idea in Canada?
Reverse mortgages help Canadians 55+ stay in their homes, fund retirement, and plan legacies, tax-free and with no monthly payments, ...
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Should We Be Worried About Our Parents Getting a Reverse Mortgage...
Many adult children fear that a reverse mortgage will jeopardize their inheritance or their parents’ home. This guide breaks down ...
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Stop Chasing Rates: Smarter Mortgage Moves for 2025
Chasing the lowest mortgage rate in 2025 might cost you more than you think. Discover five powerful strategies to build ...
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Toronto Housing Market 2025: Should You Buy Now?
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power ...
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Should I Renew or Refinance My Mortgage in Canada?
Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access ...
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Toronto Condos: Smart Living or “Dog Crates”?
The term “dog crate condo” may sound catchy, but it unfairly mocks small Toronto units and their residents. This article ...
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What Mark Carney’s Win Means for the Canadian Housing Market...
With the Liberals securing a minority in 2025, housing reform is top of mind. Promises include GST relief for first-time ...
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Can I Get a Mortgage After a Consumer Proposal in Canada?
Discover how to qualify for a mortgage in Canada after completing or during a consumer proposal ...
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8 Key Things to Know Before Getting a Private Mortgage in Canada
Private mortgages can be a lifeline—but only if you know what you're getting into. This article shares 8 essential tips ...
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What Are the Best Mortgage Strategies for Spring 2025?
Don’t miss out on what’s happening in Canada’s real estate and mortgage markets this spring. We break down all the ...
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The Bank of Canada Cuts Rates Amid Trade Tensions—Is More Relief ...
The Bank of Canada has cut its benchmark interest rate to 2.75%—its seventh consecutive reduction—amid rising U.S. tariffs and economic ...
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What Are The 7 Essential Steps To Take When Co-Signing A Mortgage...
Thinking of co-signing a mortgage for a family member? It’s a generous act but comes with risks. In Part 2 ...
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What Are The Tax Implications of Co-signing a Mortgage in Canada?
P1: What You Need To Know About Cosigning a Mortgage
In this four-part series on
“What You Need To Know: ...
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