Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

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Ross Taylor Mortgages - Should You Buy a Toronto Condo Now or Wait Until 2026
Should You Buy a Toronto Condo Now or Wait Until 2026
Toronto's condo market is down nearly 20%, but is that a warning or a window of opportunity? This guide explores prices, risks, rent trends, and expert strategies to help first-time ...
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Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on September 17th
Will the Bank of Canada Cut Rates on September 17th?
Wondering if the Bank of Canada will cut interest rates on September 17th? Economic signals, and what they mean for your mortgage, whether you’re buying, refinancing ...
Read More
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Ross Taylor Mortgages - What Are First-Time Homebuyer Mortgage Questions Every Canadian Should Ask
What Are First-Time Homebuyer Mortgage Questions Every Canadian Should Ask?
This guide breaks down everything first-time buyers should know, including credit scores, amortization, and expert tips to secure the best mortgage strategy for your situation ...
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@RossTaylorMoney Twitter

Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.

 
 

GTA News

Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors.

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Ross Taylor Mortgages - Should You Buy a Toronto Condo Now or Wait Until 2026
Should You Buy a Toronto Condo Now or Wait Until 2026
Toronto's condo market is down nearly 20%, but is that a warning or a window of opportunity? This guide explores prices, risks, rent trends, and expert strategies to help first-time ...
Read More
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Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on September 17th
Will the Bank of Canada Cut Rates on September 17th?
Wondering if the Bank of Canada will cut interest rates on September 17th? Economic signals, and what they mean for your mortgage, whether you’re buying, refinancing ...
Read More
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Ross Taylor Mortgages - What Are First-Time Homebuyer Mortgage Questions Every Canadian Should Ask
What Are First-Time Homebuyer Mortgage Questions Every Canadian S...
This guide breaks down everything first-time buyers should know, including credit scores, amortization, and expert tips to secure the best mortgage strategy for your situation ...
Read More
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Closing Costs Canada - askross.ca
What Are All The Closing Costs When Buying a Home in Canada?
Closing costs in Canada can add thousands to your home purchase. This guide walks you through every fee, from land transfer taxes to legal and hidden charges. Learn what to ...
Read More
 

Canadian Mortgage Trends

Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

 

Looking for something else?

Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.

Ross Taylor Mortgages - Should You Buy a Toronto Condo Now or Wait Until 2026
Should You Buy a Toronto Condo Now or Wait Until 2026
Toronto's condo market is down nearly 20%, but is that a warning or a window of opportunity? This guide explores prices, risks, rent trends, ...
Read More
Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on September 17th
Will the Bank of Canada Cut Rates on September 17th?
Wondering if the Bank of Canada will cut interest rates on September 17th? Economic signals, and what they mean for your mortgage, whether you’re ...
Read More
Ross Taylor Mortgages - What Are First-Time Homebuyer Mortgage Questions Every Canadian Should Ask
What Are First-Time Homebuyer Mortgage Questions Every Canadian S...
This guide breaks down everything first-time buyers should know, including credit scores, amortization, and expert tips to secure the best mortgage strategy for your ...
Read More
Closing Costs Canada - askross.ca
What Are All The Closing Costs When Buying a Home in Canada?
Closing costs in Canada can add thousands to your home purchase. This guide walks you through every fee, from land transfer taxes to legal ...
Read More
Ross Taylor Mortgages - Bank of Canada’s 3 Economic Scenarios
Bank of Canada’s 3 Economic Scenarios: What They Mean for Your Mo...
The Bank of Canada took a rare step in July 2025 by laying out three distinct economic scenarios instead of one forecast. Whether tariffs ...
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Ross Taylor Mortgages - Can You Get A Mortgage After A Consumer Proposal Yes—Here’s How
Can You Get A Mortgage After A Consumer Proposal? Yes—Here’s How
Wondering if homeownership is possible after a consumer proposal? Discover how one reader cleared debt, rebuilt credit, and leveraged a vendor take-back mortgage to ...
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Ross Taylor Mortgages - Will the Bank of Canada Cut Rates on July 30th
Will the Bank of Canada Cut Rates on July 30th?
Wondering if the Bank of Canada will cut rates on July 30, 2025? Learn what economists expect, how a rate cut could impact variable ...
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Why Are So Many Canadian Homes Selling Below Asking Price This Summer
Why Are So Many Canadian Homes Selling Below Asking Price This Su...
Homes in Toronto are selling for tens of thousands under asking this summer, marking a major market reset. Economic uncertainty and rising listings are ...
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