Author Ross Taylor

I started the Ask Ross blog in 2009 to share my financial knowledge with Canadians across the country. I am a firm believer in reliable and accessible information and I understand just how confusing financial, mortgage, and credit matters can be. Today, our blog and monthly newsletters are read by thousands of Canadians.

ASK ROSS

Get answers to your questions no matter how difficult – 7 days a week.

Explore our featured articles highlighting essential mortgage insights, trending topics, and strategic financial advice.

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Ross Taylor Mortgages - Canada Housing Market 2025 City-by-City Summer Update
Canada Housing Market 2025: City-by-City Summer Update
Summer 2025 brings major real estate shifts. From Vancouver’s buyer’s market to Montreal’s seller surge, find out where your city stands now ...
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Ross Taylor Mortgages - Are Reverse Mortgages a Good Idea in Canada
Are Reverse Mortgages a Good Idea in Canada?
Reverse mortgages help Canadians 55+ stay in their homes, fund retirement, and plan legacies, tax-free and with no monthly payments, while retaining full ownership of their homes ...
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Ross Taylor Mortgages - Should We Be Worried About Our Parents Getting a Reverse Mortgage
Should We Be Worried About Our Parents Getting a Reverse Mortgage?
Many adult children fear that a reverse mortgage will jeopardize their inheritance or their parents’ home. This guide breaks down the facts, dispels myths, and explores how today’s Canadian reverse ...
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@RossTaylorMoney Twitter

Check out Ross on Twitter for his personal insights on the latest financial, mortgage, and credit matters across the country.

 
 

 

GTA News

Get the latest updates and analysis on the Greater Toronto Area’s real estate market, including key trends and developments affecting homebuyers and investors. 

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Ross Taylor Mortgages - Should We Be Worried About Our Parents Getting a Reverse Mortgage
Should We Be Worried About Our Parents Getting a Reverse Mortgage...
Many adult children fear that a reverse mortgage will jeopardize their inheritance or their parents’ home. This guide breaks down the facts, dispels myths, and explores how today’s Canadian reverse ...
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Ross Taylor Mortgages - Stop Chasing Rates Smarter Mortgage Moves for 2025
Stop Chasing Rates: Smarter Mortgage Moves for 2025
Chasing the lowest mortgage rate in 2025 might cost you more than you think. Discover five powerful strategies to build wealth and financial freedom ...
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Ross Taylor Mortgages - Toronto Housing Market 2025 Should You Buy Now
Toronto Housing Market 2025: Should You Buy Now?
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power than ever—if they’re ready ...
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Ross Taylor Mortgages - Should I Renew or Refinance My Mortgage What to Do When Your Mortgage Ends
Should I Renew or Refinance My Mortgage in Canada? 
Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access equity, and avoid penalties. Learn when and why refinancing may ...
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Canadian Mortgage Trends

Ross is a frequent author on Canadian Mortgage Trends, where he offers personal insights and deep dives into the mortgage industry. Read his latest articles below.

 

 

Looking for something else?

Dive into our comprehensive archive of articles covering a wide range of topics from mortgages and credit to personal finance and market trends, all designed to educate and inform Canadians.

7 Risks & Essential Tips For Co-Signing A Loan For Someone With Poor Credit
7 Risks & Essential Tips For Co-Signing A Loan For Someone With ...
P3: What You Need To Know About Cosigning a Mortgage In Part 2 of our “What You Need To Know About Cosigning a Mortgage”  ...
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What Are The 7 Essential Steps To Take When Co-Signing A Mortgage For A Family Member? 
What Are The 7 Essential Steps To Take When Co-Signing A Mortgage...
Thinking of co-signing a mortgage for a family member? It’s a generous act but comes with risks. In Part 2 of our series, we ...
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What Are The Tax Implications of Co-signing a Mortgage in Canada?
What Are The Tax Implications of Co-signing a Mortgage in Canada?
P1: What You Need To Know About Cosigning a Mortgage In this four-part series on “What You Need To Know: Cosigning a Mortgage,” we’ll ...
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Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need To Know
Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need ...
Learn about the major changes to Canada’s mortgage rules on December 15th, 2024. Including higher loan caps and 30-year amortizations, this article answers 8 ...
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10 Q&A: How Will USA Rate Cuts Affect Canadians?
10 Q&A: How Will USA Rate Cuts Affect Canadians?
U.S. Fed rate cut could lead to lower Canadian mortgage rates, giving homeowners a valuable opportunity to reduce their loan costs and save ...
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Bank of Canada Cuts Rates Again: What It Means For Current & Future Homeowners
Bank of Canada Cuts Rates Again: What It Means For Current & Futu...
How does the Bank of Canada’s September 2024 rate cut affect your mortgage and the housing market? Get the answers Canadian homeowners and investors ...
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Bank of Canada Rate Cut July 2024 Q&A: What It Means for Canadians – Everything You Need to Know
Bank of Canada Rate Cut July 2024 Q&A: What It Means for Canadian...
Learn about the effects of the Bank of Canada's July 2024 rate cut on mortgages, refinancing, and the Canadian economy in our thorough Q&A ...
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Canada's Renter Bill of Rights Update: Impact of Rent Payments on Credit Scores Explained
Canada’s Renter Bill of Rights Update: Impact of Rent Payments on...
Understanding the Potential Benefits & Challenges of the New Credit Score Integration for Renters In a bold move to reshape the Canadian housing market ...
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