Category

Credit Score
CMHC'S IMPACT 700450X THUMBNAIL (1)
How Will Borrowers Be Impacted By CMHC’s Tougher Canadian M...
With a shell-shocked COVID-19 Canadian economy as backdrop, CMHC moved to tighten lending standards for insured mortgages. New rules for ...
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_buy a home completed consumer proposal 700450X THUMBNAIL
How Long Do You Have to Wait After Completing a Consumer Proposal...
After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...
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Why Your Credit History is So Bad After Completing a Consumer Proposal, and What You Can Do About It
Why Your Credit History is So Bad After Completing a Consumer Pro...
A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...
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mortgages 101 700450X THUMBNAIL
Mortgages 101 — What You Need to Know Before Applying For a...
Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...
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Financial Q&A
COVID-19 Financial Questions and Answers
A running thread of reader questions and our answers and research about the impact of COVID-19 on your finances ...
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Save 100k good hygiene
Good Credit Hygiene Saves Over $100K On Typical Mortgage
Many services are available to give Canadians free access to their credit scores, but the problem is they all provide ...
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Rebuilding Credit After a Consumer Proposal or Bankrupcy
Rebuilding Credit After Consumer Proposal or Bankruptcy
After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...
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improve credit in canada fast
How to Fix or Rebuild Credit Fast in Canada
Situations often arise where a new mortgage application, or car loan/lease, is impacted by a credit score that's lower than ...
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How to Improve Credit Score in Canada: Tips, Myths & Real Case Studies
How to Improve Credit Score in Canada: Tips, Myths & Real Ca...
Your credit score always matters no matter if you are buying a home, renting an apartment, leasing a car or ...
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Early Payment of Consumer Proposal a Total Game Changer
Early Payment Of Consumer Proposal A Total Game Changer
This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...
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No credit history 700450X THUMBNAIL
No credit history qualified for a mortgage
This is a cautionary story about the importance of having your own unique personal credit facilities, and not to simply ...
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review credit history 700450X THUMBNAIL
You Must Review Your Credit History Before a Mortgage
Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...
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repair bad credit 700x450X THUMBNAIL
Repair Bad Credit For Future Mortgage
This is the story of a home buyer who had no credit history at all at the time she made ...
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two credit cards 700x450X THUMBNAIL
Two Credit Cards Are Better Than One
It is important to exercise all your credit cards from time to time, if your goal is to optimize your ...
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tenants need good credit 700x450X THUMBNAIL
Tenants Need Good Credit Too
If you have rented an apartment in the past, you know that landlords typically ask you about your credit history ...
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rebuild credit before buying home t 700x450X THUMBNAIL
Rebuild Credit Well Before Buying A Home
If buying a home is in your plans, you need to ensure your personal credit history is the best it ...
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