Credit Rating Archives

Apr

What’s SO important about a credit report?

April 18, 2018Ross TaylorCredit History, Money Matters

Mar

More Bad News for Mortgage Renewals in Canada

March 25, 2018Ross TaylorMortgage Renewal

Consumer Proposal - imahe of West Coast Style home with blue siding and white door and text overlay that reads Early Payment of Consumer proposal is a total gamechanger

Mar

Early Payment of Consumer Proposal a Total Game Changer

March 20, 2018Ross TaylorAsk Ross, Bad Credit, Case Studies, Consumer Proposal Information, Credit History, Debt Relief, Difficult Mortgages

Nov

Your Personal Credit History is Very Important | Ross Taylor on The Hoyes Podcast

November 20, 2017Ross TaylorAsk Ross, Credit History, Difficult Mortgages, First Time Buyers, Money Matters, Think Outside of the Bank

Nov

The myths about co-signing for a mortgage

November 14, 2017Ross TaylorAsk Ross, Case Studies, Difficult Mortgages, First Time Buyers, Money Matters, Mortgage Information

Oct

ROSS REVIEWS: Straight Talk On Your Money, by Doug Hoyes

October 23, 2017Ross TaylorAsk Ross, Money Matters, Think Outside of the Bank

Oct

Huge credit score increase results in mortgage miracle

October 16, 2017Ross TaylorBad Credit, Case Studies, Difficult Mortgages, Mortgage Information

Sep

Two credit cards are better than one

September 29, 2015Ross TaylorAsk Ross, Credit History, Money Matters

Two credit cards are better than one The other day a reader wrote in and asked “is it bad for my credit rating to have an inactive credit card? I prefer to only use one and use the back up card only if I misplace the one I regularly use”. I replied “Good question. It’s...

Jun

Consumers spend too much on housing

June 18, 2014Ross TaylorAsk Ross, Credit Counseling, Money Matters, Mortgage Information

Consumers spend too much on housing In our zeal to qualify for a mortgage, we strive to meet the debt service ratios used by all major mortgage lenders. The rule of thumb the lenders use is your mortgage payments, property taxes and heating bills should be less than 32% of your gross monthly household income....

Jun

What is my credit history

June 7, 2014Ross TaylorAsk Ross, Credit Counseling, Credit History, Money Matters

What is my credit history You should care very much about your credit history. I cannot overstate the importance of building and maintaining a strong credit history. Life will go so much smoother if your credit history is free of blemishes. A great credit score makes all the difference. Here is an article I wrote about the...

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