Most Popular Articles Archives

Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...

Many services are available to give Canadians free access to their credit scores, but the problem is they all provide ...

Private mortgages have a number of costs you may not expect, and different terms and benefits than traditional mortgages. Rather ...

Despite increasing in market share by nearly 50% in less than a year, most Canadians don't know what private mortgages ...

Canada's mortgage stress test was designed to help ensure Canadians don’t overstep their financial means. However, there are special cases ...

Consumer proposals are an important part of the Canadian insolvency process, and are the main alternative to filing for bankruptcy ...

Tax arrears Is a debt that can't be negotiated away, with a creditor you can't afford to ignore. It's never ...

Mortgage pre-approval is used by lenders to “vet” borrowers and estimate spending ability for a home purchase. Seven factors determine ...

In this primer for first time homebuyers, we examine how you know you're ready to take the leap, 7 steps ...

Canada's mortgage stress test and a new international accounting standard -- IFSR 9 -- are creating tremendous uncertainty for mortgage ...

Auto-renewing your mortgage is easy, but can be a very poor financial decision. These top 3 mortgage renewal tips will ...

The media paints alternative lenders as shadowy, less-than-reputable lenders who prey on desperate homebuyers. We look at the important role ...

Buying a home after a consumer proposal is a real possibility, but you must prepare for the credit history challenge ...

Once your consumer proposal is approved, a new reality sets in and you adjust to a life of better budgeting ...

What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...

Private mortgages are great tools for solving specific types of problems. Homeowners who need to consolidate debts or pay off ...